47 Oak St, Colora, MD 21917 Property Records

Cecil County property record for 47 Oak St, Colora, MD 21917

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,549 sqft · built 1968
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Feb 2020)
Tax Bill	$3,563 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-008720`

Property Details

APN / Parcel Number

Primary APN	`06-008720`
Alternative APNs	`6008720` `008720`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,549 sqft Total Area
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	646 sqft
Porch	Slab
Porch Area	248 sqft
Deck Area	528 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	008720
Street Address	47 OAK ST
City	COLORA
State	MD
Zip	21917-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOTS 27 29 & PT. 25 47 OAK STREET MT. PLEASANT ACRES
Legal Subdivision	MOUNT PLEASANT ACRES
Legal Lot Number	27
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	2
Census Block	2016
Census Tract	31301

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	47 OAK ST, COLORA, MD 21917-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Aug 28, 2014 · Amount on Record
Deed Book / Page	4558 / 238
Record Updated	Oct 29, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 28, 2020
Property Address	47 OAK ST, COLORA, MD 21917-1521
Document Number	0045580238
Book / Page	4558 / 238
Map Reference	MB WAS1 FO 1
Instrument Date	Feb 26, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	47 OAK ST, COLORA, MD 21917-1521

Mortgage

Document Number	0004558248
Date	Feb 28, 2020
Instrument	4558/248

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,563.00 (+3.31%)	$323,100 (+16.74%)	$349,900 (+12.98%) Land $79,500 Building $270,400
2025	$3,449.00 (+42.76%)
2023	$2,416.00	$276,767	$309,700 Land $79,500 Building $230,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1996–2021)
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30