32 Oak St, Colora, MD 21917 Property Records

Cecil County property record for 32 Oak St, Colora, MD 21917

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,700 sqft · built 1969
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Feb 2024)
Tax Bill	$3,604 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-011136`

Property Details

APN / Parcel Number

Primary APN	`06-011136`
Alternative APNs	`6011136` `011136`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,700 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.97 acres)
Parking Spaces	1 Parking Space
Pool Area	770 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	011136
Street Address	32 OAK ST
City	COLORA
State	MD
Zip	21917-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOTS 24&26 -.97 ACRE 32 OAK STREET MT. PLEASANT ACRES
Legal Subdivision	MT PLEASANT ACRES
Legal Lot Number	24,26
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	2
Census Block	2017
Census Tract	31301

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 OAK ST, COLORA, MD 21917-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Deed Book / Page	5432 / 316
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 26, 2024
Property Address	32 OAK ST, COLORA, MD 21917-1522
Document Number	0054320316
Book / Page	5432 / 316
Map Reference	CAB WAS 1 FO 1
Instrument Date	Feb 15, 2024
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 OAK ST, COLORA, MD 21917-1522

Mortgage

Document Number	0054320321
Date	Feb 26, 2024
Instrument	5432-0321

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,604.00 (+3.15%) Homeowner's exemption	$331,633 (+17.54%)	$367,300 (+17.05%) Land $77,100 Building $290,200
2025	$3,494.00 (+44.14%) Homeowner's exemption
2023	$2,424.00 Homeowner's exemption	$282,133	$313,800 Land $77,100 Building $236,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1996–2021)
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20