47 Oak Farm Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 47 Oak Farm Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,124 sqft · built 1970
Lot Size	0.404 acres (17,598 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Mar 2026)
Tax Bill	$7 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`14 42D`

Property Details

APN / Parcel Number

Primary APN	`14 42D`
Alternative APN	`1422`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
Gross Area	1,352 sqft
1st Floor Area	1,124 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,598 sqft (0.404 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Canopy	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1422
Street Address	47 OAK FARM RD
City	LANCASTER
State	VA
Zip	22503-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LIVELY .404 AC LR20/1432
Legal Subdivision	ROBERT B GILLIONS
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	30100

Owner

47 Oak Farm Rd is owned and occupied by an individual who bought it in March 2026.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	47 OAK FARM RD, LANCASTER, VA 22503-3007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed, Transfer · Conventional Mortgage VIRGINIA HOUSING DEVELOPMENT AUTHOR
Jul 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	Jul 20, 2020 · Amount on File
Deed Document Number	2026403
Transfer Doc	1500/281
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 3, 2026
Property Address	47 OAK FARM RD, LANCASTER, VA 22503-3007
Document Number	0260000403
Map Reference	MB 389 PG 368
Instrument Date	Feb 27, 2026
Instrument	260000403
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	COASTAL TITLE & STLMT LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 OAK FARM RD, LANCASTER, VA 22503-3007

Mortgage

Document Number	0260000404
Date	Mar 3, 2026
Instrument	260000404

Lender

Name	VIRGINIA HOUSING DEVELOPMENT AUTHOR
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Mortgage

Document Number	0260000405
Date	Mar 3, 2026
Instrument	260000405

Lender

Name	VIRGINIA DEPARTMENT OF HOUSING AND COMMU
Type	Government Agency
Address	RICHMOND, VA 23219

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jul 20, 2020
Property Address	47 OAK FARM RD, LANCASTER, VA 22503-3007
Document Number	200001432
Instrument Date	Jul 17, 2020
Instrument	200001432
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1393, KILMARNOCK, VA 22482-1393

Tax Assessment & Valuation

The 2025 property tax bill for 47 Oak Farm Rd was $7.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7.00	$138,100 Land $12,000 Building $126,100	$138,100 Land $12,000 Building $126,100
2023	$591.00	$93,900 Land $12,000 Building $81,900	$93,900 Land $12,000 Building $81,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Oak Farm Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2020
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Oak Farm Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVELY, COMMUNITY OF private · serves 398 people · EPA ID VA4103800
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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