Lancaster County property record for 23 Oak Farm Rd, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,270 sqft · built 2006 |
| Lot Size | 0.545 acres (23,740 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14 42E |
| Primary APN | 14 42E |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| Gross Area | 3,104 sqft |
| 1st Floor Area | 1,270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,740 sqft (0.545 acres) |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1423 |
|---|---|
| Street Address | 23 OAK FARM RD |
| City | LANCASTER |
| State | VA |
| Zip | 22503-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LIVELY .545 AC LR03/3238 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30100 |
23 Oak Farm Rd is owned and occupied by an individual.
Source: Lancaster County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 OAK FARM RD, LANCASTER, VA 22503-3007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 23 OAK FARM RD, LANCASTER, VA 22503-3007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 23 OAK FARM RD, LANCASTER, VA 22503-3007 |
| Document Number | 0250001913 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 250001913 |
| Name | CHESAPEAKE BANK |
|---|---|
| Type | Bank |
| Address | KILMARNOCK, VA 22482 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 23 Oak Farm Rd was $12.
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12.00 | $218,500 Land $12,000 Building $206,500 | $218,500 Land $12,000 Building $206,500 |
| 2023 | $887.00 | $140,800 Land $12,000 Building $128,800 | $140,800 Land $12,000 Building $128,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Oak Farm Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1985–2020) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Oak Farm Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIVELY, COMMUNITY OF private · serves 398 people · EPA ID VA4103800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
4G LTE only, no 5G reported
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