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47 Nancy Ln, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 47 Nancy Ln, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,411 sqft · built 2004
Lot Size0.687 acres (29,969 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Aug 2002)
Tax Bill$4,151 (2024)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-3S-20-34180-00B-0050

Property Details

APN / Parcel Number

Primary APN03-3S-20-34180-00B-0050
Alternative APN
  • 1005806

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,411 sqft Living Area
Gross Area4,637 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Roof TypeCathedral/Clerestory
Roof MaterialConcrete Tile
Lot Area29,969 sqft (0.687 acres)
Lot Dimensions30 ft deep x 20 ft wide
Garage TypeFinished
Garage Area726 sqft
PorchPorch
Porch Area500 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1005806
Street Address47 NANCY LN
CitySANTA ROSA BEACH
StateFL
Zip32459-4259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 5 & 6 BLK B SANTA ROSA RIDGE UNIT I PB 4-22 OR 2428-546
Legal Range20W
Legal Township03S
Legal Section03
Legal SubdivisionSANTA ROSA RIDGE UNIT I
Legal BlockB
Legal Lot Number5-6 6
Legal Unit1
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1002
Census Tract950604

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1701, SANTA ROSA BEACH, FL 32459-1701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2002 · Amount on Record
Deed SaleAug 15, 2002 · Amount on Record
Deed Document Number0002428546
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address47 NANCY LN, SANTA ROSA BEACH, FL 32459-4259
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 NANCY LN, SANTA ROSA BEACH, FL 32459-4259

Mortgage

Document Number0033002727
DateAug 31, 2023
Book Page3300/2727
Instrument20230031333
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressSANTA ROSA BEACH, FL 32459
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,105,623 (-1.61%) Land $1,350,000 Building $755,623$2,105,623 (-1.61%) Land $1,350,000 Building $755,623
2024$4,151.00 (+3.83%)
2023$3,998.00 (+1.22%) Homeowner's exemption$2,140,050 (+1.67%) Land $920,400 Building $1,219,650$2,140,050 (+1.67%) Land $920,400 Building $1,219,650
2022$3,950.00 Homeowner's exemption$2,104,978 Land $1,021,644 Building $1,083,334$2,104,978 Land $1,021,644 Building $1,083,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 294 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies579 units insured
incl. 285 condo units
Nearby Flood Claims11 (1995–2025)
Claims Outside the SFHA3 of 11
Most Recent ClaimJan 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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