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14 Nancy Ln, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 14 Nancy Ln, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,739 sqft · built 2008
Lot Size0.344 acres (14,985 sqft)
OwnerCompany Name on Record
Last Sale$655,000 (Mar 2013)
Tax Bill$8,556 (2025)
Deeds & MortgagesJul 2019 Sale
Flood ZoneZone X (minimal risk)
APN03-3S-20-34180-00B-0030

Property Details

APN / Parcel Number

Primary APN03-3S-20-34180-00B-0030
Alternative APNs
  • 03-320-34180-00B-0030
  • 1005804

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,739 sqft Living Area
Gross Area4,094 sqft
1st Floor Area2,739 sqft
FlooringWood
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area1,054 sqft
DrivewayBrick Driveway
PorchFinished/Open Porch
Porch Area301 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address14 NANCY LN
CitySANTA ROSA BEACH
StateFL
Zip32459-4258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK B SANTA ROSA RIDGE UNIT I PB 4-22 OR 53-184 OR 2576-1602 OR 2576-1682 OR 2747-69 OR 2913-2494 OR 3111-4766
Legal Range020
Legal Township03S
Legal Section03
Legal SubdivisionSANTA ROSA RIDGE UNIT
Legal BlockB
Legal Lot Number3
Legal Unit1
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1002
Census Tract950604

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14 NANCY LN, SANTA ROSA BEACH, FL 32459-4258
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2013 · Amount on Record
Deed SaleMar 1, 2013 · Amount on Record
Prior SaleJan 9, 2007 · Amount on Record
Deed Document Number20131228591
Deed Book / Page2913 / 2494
Last Transfer DateJul 10, 2019
Transfer Doc0031114766
Record UpdatedJun 8, 2026

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateJul 17, 2019
Property Address14 NANCY LN, SANTA ROSA BEACH, FL 32459-4258
Document Number0031114766
Book / Page003111 / 004766
Instrument DateJul 10, 2019
Instrument24018
Transaction TypeTransfer
Record UpdatedAug 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address14 NANCY LN SANTA ROSA BEACH FL 324594258, SANTA ROSA BEACH, FL 32459-4258

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,556.00 (-6.07%)$1,034,183 (-18.06%) Land $450,000 Building $584,183$1,034,183 (-18.06%) Land $450,000 Building $584,183
2024$9,109.00 (+3.05%)
2023$8,839.00 (+4.68%)$1,262,125 (+5.29%) Land $306,800 Building $955,325$1,262,125 (+5.29%) Land $306,800 Building $955,325
2022$8,444.00$1,198,745 Land $340,548 Building $858,197$1,198,745 Land $340,548 Building $858,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 294 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies579 units insured
incl. 285 condo units
Nearby Flood Claims11 (1995–2025)
Claims Outside the SFHA3 of 11
Most Recent ClaimJan 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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