Monterey County property record for 47 Middle Canyon Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,197 sqft · built 1966 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jan 1998) |
| Tax Bill | $7,874 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-202-006-000 |
| Primary APN | 187-202-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,197 sqft Living Area |
| 1st Floor Area | 2,197 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 63,598 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 187-202-006 |
|---|---|
| Street Address | 47 MIDDLE CANYON RD |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 141 RANCHO DEL MONTE NO 1 L 9 BLK 3 EXC ASSRS SUB A 1.48 AC |
| Legal Subdivision | RANCHO DEL MONTE NO 1 |
| Legal Tract | 141 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11001 |
47 Middle Canyon Rd is owned and occupied by two individuals who acquired it in January 2013.
Source: Monterey County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit MECHANICS BANK |
| Mar 11, 2019 | Deed of Trust, Mortgage · Line of Credit RABOBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 1998 · Amount on File |
| Deed Sale | Jan 14, 1998 · Amount on File |
| Deed Document Number | 19981792 |
| Last Transfer Date | Jan 29, 2013 |
| Transfer Doc | 0000009331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Sep 30, 2026 |
| Property Address | 47 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Document Number | 0000033489 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202633489 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | ATLAS TITLE |
| Name | Verified Name |
|---|---|
| Address | 47 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Document Number | 0000033489, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202633489 |
| Name | MECHANICS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 47 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Document Number | 0000010269 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 47 MIDDLE CANYON RD CARMEL VALLEY CA 939249461, CARMEL VALLEY, CA 93924-9461 |
| Document Number | 0000010269 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 10269 |
| Name | RABOBANK |
|---|---|
| Type | Bank |
| Address | MONTEREY, CA 93940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 47 Middle Canyon Rd was $7,874 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $749,541 (+2%) Land $447,870 Building $301,671 | |
| 2025 | $7,874.00 Homeowner's exemption | $734,845 Land $439,089 Building $295,756 |
| 2023 | $7,727.00 (+3.32%) Homeowner's exemption | $706,312 Land $422,040 Building $284,272 |
| 2022 | $7,479.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 47 Middle Canyon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Middle Canyon Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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