Monterey County property record for 43 Middle Canyon Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 6 ba · 3,330 sqft · built 1958 |
| Lot Size | 1.51 acres (66,211 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,795,000 (Sep 2020) |
| Tax Bill | $31,827 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-202-005-000 |
| Primary APN | 187-202-005-000 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 19 Rooms |
| Stories | 1 Story |
| Building Area | 3,330 sqft Living Area |
| 1st Floor Area | 3,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 66,211 sqft |
| Garage Area | 945 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 43 MIDDLE CANYON RD |
|---|---|
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 141 RANCHO DEL MONTE NO 1 ASSRS SUB A OF L 9 BLK 3 1.52 AC |
| Legal Subdivision | RANCHO DEL MONTE NO 1 |
| Legal Tract | 141 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11001 |
43 Middle Canyon Rd is owner-occupied and held in a trust since September 2020.
Source: Monterey County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 43 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Intrafamily Transfer, Transfer |
| Sep 8, 2020 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 3, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2020 · Amount on File |
| Deed Sale | Sep 8, 2020 · Amount on File |
| Prior Sale | Mar 27, 2014 · Amount on File |
| Deed Document Number | 202046447 |
| Prior Transfer Date | Jun 27, 2018 |
| Prior Transfer Doc | 0000029386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Dec 10, 2021 |
| Property Address | 43 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Document Number | 0000082606 |
| Map Reference | MB 4 PG 113 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021082606 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 43 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Sep 8, 2020 |
| Property Address | 43 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Document Number | 0000046447 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 2020046447 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 43 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Document Number | 0000046448 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 2020046448 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Oct 1, 2030 |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 3, 2018 |
| Property Address | 43 MIDDLE CANYON RD, CARMEL VALLEY, CA 93924-9461 |
| Document Number | 0000029386 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 29386 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 43 MIDDLE CANYON RD CARMEL VALLEY CA 939249461, CARMEL VALLEY, CA 93924-9461 |
The 2025 property tax bill for 43 Middle Canyon Rd was $31,827 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,085,902 (+2%) Land $1,766,527 Building $1,319,375 | |
| 2025 | $31,827.00 Homeowner's exemption | $3,025,395 Land $1,731,890 Building $1,293,505 |
| 2023 | $30,990.00 (+3.37%) Homeowner's exemption | $2,907,918 Land $1,664,640 Building $1,243,278 |
| 2022 | $29,979.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 43 Middle Canyon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Middle Canyon Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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