47 Lontano, Lake Forest, CA 92630 Property Records

Orange County property record for 47 Lontano, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,519 sqft · built 2021
Lot Size	0.148 acres (6,437 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,250,000 (May 2024)
Tax Bill	$24,213 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`610-732-33`

Property Details

APN / Parcel Number

Primary APN	`610-732-33`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,519 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	6,437 sqft (0.148 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	47 LONTANO
City	LAKE FOREST
State	CA
Zip	92630-7058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15594 BLK LOT 63
Legal Subdivision	TRACT NO 15594
Legal Tract	15594
Legal Lot Number	63
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2003
Census Tract	52425

Owner

Source: Orange County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 LONTANO, LAKE FOREST, CA 92630-7058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage ANA CACERES PRADO
Dec 22, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV
Dec 22, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	2024121117
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	47 LONTANO, LAKE FOREST, CA 92630-7058
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 LONTANO, LAKE FOREST, CA 92630-7058

Mortgage

Document Number	0000343281
Date	Dec 11, 2025
Instrument	2025000343281

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	47 LONTANO, LAKE FOREST, CA 92630-7058
Transaction Type	Mortgage
Record Updated	Jan 18, 2024
Title Company	NOT AVAILABLE, NETCO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 LONTANO, LAKE FOREST, CA 92630-7058

Mortgage

Document Number	0000003577
Date	Jan 5, 2024
Instrument	2024000003577

Lender

Name	ANA CACERES PRADO
Type	Private Party
Address	22415 WOODGROVE RD, LAKE FOREST, CA 92630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 22, 2021
Property Address	47 LONTANO, LAKE FOREST, CA 92630-7058
Document Number	0000764721
Map Reference	MB 984 PG 1-11
Instrument Date	Dec 20, 2021
Instrument	2021000764721
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 LONTANO, LAKE FOREST, CA 92630-7058

December 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 22, 2021
Property Address	47 LONTANO, LAKE FOREST, CA 92630-7058
Document Number	0000764720
Map Reference	MB 984 PG 1-11
Instrument Date	Nov 29, 2021
Instrument	2021000764720
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 LONTANO, LAKE FOREST, CA 92630-7058

Mortgage

Document Number	0000764722
Date	Dec 22, 2021
Instrument	2021000764722

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,340,900 (+2%) Land $1,301,609 Building $1,039,291
2025	$24,213.00 (+54.64%)	$2,295,000 (+53.51%) Land $1,276,087 Building $1,018,913
2023	$15,658.00 (+1.81%)	$1,495,010 Land $665,121 Building $829,889
2022	$15,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cityside Fiber, GeoLinks, T-Mobile.

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