47 Legacy Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 47 Legacy Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,638 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (May 2022)
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit May 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`410072D14`

Property Details

APN / Parcel Number

Primary APN	`410072D14`
Alternative APN	`21004`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,638 sqft Heated Area
Attic Area	1,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Open Porch
Porch Area	1,068 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21004
Street Address	47 LEGACY DR
City	RINGGOLD
State	GA
Zip	30736-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 14 LEGACY HEIGHTS PH2
Legal Subdivision	LEGACY HEIGHTS
Legal Phase	2
Legal Lot Number	14
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2002
Census Tract	30303

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	47 LEGACY DR, RINGGOLD, GA 30736-3713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 25, 2019	Deed of Trust, Mortgage · Conventional with PMI PLATINUM FIN'L FUND
Mar 2, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	0002221287
Deed Book / Page	2221 / 287
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	47 LEGACY DR, RINGGOLD, GA 30736-3713
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 LEGACY DR, RINGGOLD, GA 30736-3713

Mortgage

Document Number	0024000000000183
Date	Aug 11, 2025
Book Page	0000002400/0000000183
Instrument	D2025005416

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 13, 2022
Property Address	47 LEGACY DR, RINGGOLD, GA 30736-3713
Document Number	0022210287
Book / Page	2221 / 287
Instrument Date	May 13, 2022
Instrument	2022-001106
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 LEGACY DR, RINGGOLD, GA 30736-3713

Mortgage

Document Number	0022210000000290
Date	May 17, 2022
Book Page	0000002221/0000000290
Instrument	004189

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	47 LEGACY DR, RINGGOLD, GA 30736-3713
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 LEGACY DR, RINGGOLD, GA 30736-3713

Mortgage

Document Number	0021750000000165
Date	Oct 13, 2021
Book Page	0000002175/0000000165
Instrument	010034

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	47 LEGACY DR, RINGGOLD, GA 30736-3713
Document Number	0020680703
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 LEGACY DR RINGGOLD GA 307363713, RINGGOLD, GA 30736-3713

Mortgage

Document Number	0020680703
Date	Jul 30, 2020
Book Page	002068/000703

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	47 LEGACY DR, RINGGOLD, GA 30736-3713
Document Number	0019800127
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	BATTLEFIELD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 LEGACY DR RINGGOLD GA 307363713, RINGGOLD, GA 30736-3713

Mortgage

Document Number	0019800127
Date	Mar 29, 2019
Book Page	001980/000127
Instrument	1832

Lender

Name	PLATINUM FIN'L FUND
Type	Funding / Finance Company
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 2, 2017
Property Address	47 LEGACY DR, RINGGOLD, GA 30736-3713
Document Number	0018670831
Book / Page	00186 / 000831
Instrument Date	Feb 27, 2017
Instrument	1524
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	BATTLEFIELD TITLE AND ESCROW INC, BATTLEFIELD TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 LEGACY DR RINGGOLD GA 307363713, RINGGOLD, GA 30736-3713

Mortgage

Document Number	18670834
Date	Mar 2, 2017
Book Page	001867/000834
Instrument	1525

Lender

Name	FIRST BK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,343.00 (+6.45%) Homeowner's exemption	$230,781 (+25.24%) Land $22,000 Building $208,781	$576,952 (+25.23%) Land $55,000 Building $521,952
2023	$4,080.00 (+23.71%) Homeowner's exemption	$184,278 Land $22,000 Building $162,278	$460,696 Land $55,000 Building $405,696
2022	$3,298.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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