13 Legacy Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 13 Legacy Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,650 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Jul 2019)
Tax Bill	$4,652 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`410072D13`

Property Details

APN / Parcel Number

Primary APN	`410072D13`
Alternative APN	`21003`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,650 sqft Heated Area
1st Floor Area	2,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	16 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	288 sqft
Deck Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21003
Street Address	13 LEGACY DR
City	RINGGOLD
State	GA
Zip	30736-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 13 LEGACY HEIGHTS
Legal Subdivision	LEGACY HEIGHTS
Legal Lot Number	13
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2002
Census Tract	30303

Owner

13 Legacy Dr is owned and occupied by two individuals who acquired it in July 2019.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 LEGACY DR, RINGGOLD, GA 30736-3713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 26, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Aug 5, 2008
Deed Document Number	0000200025
Deed Book / Page	2000 / 25
Last Transfer Date	Jul 26, 2019
Transfer Doc	0020000025
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	13 LEGACY DR, RINGGOLD, GA 30736-3713
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LEGACY DR, RINGGOLD, GA 30736-3713

Mortgage

Document Number	0022590000000110
Date	Jan 13, 2023
Book Page	0000002259/0000000110
Instrument	000258

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 26, 2019
Property Address	13 LEGACY DR, RINGGOLD, GA 30736-3713
Document Number	0020000025
Book / Page	002000 / 000025
Instrument Date	Jul 23, 2019
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 LEGACY DR RINGGOLD GA 307363713, RINGGOLD, GA 30736-3713

Mortgage

Document Number	20000027
Date	Jul 26, 2019
Book Page	002000/000027

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13 Legacy Dr was $4,652 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,652.00 Homeowner's exemption	$255,682 Land $22,000 Building $233,682	$639,206 Land $55,000 Building $584,206
2023	$4,410.00 (+22.98%)	$196,991 Land $22,000 Building $174,991	$492,477 Land $55,000 Building $437,477
2022	$3,586.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Legacy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Legacy Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Legacy Dr

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