47 Joy St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 47 Joy St, Chicopee, MA 01013 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,198 sqft · built 2022
Lot Size0.315 acres (13,718 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (Aug 2022)
Tax Bill$7,607 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN275-00037

Property Details

APN / Parcel Number

Primary APN275-00037
Alternative APN
  • CHIC M:0275 P:00037

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,198 sqft Living Area
Gross Area3,696 sqft
1st Floor Area626 sqft
Basement Area543 sqft
Unfinished Basement543 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,718 sqft (0.315 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number275-00037
Street Address47 JOY ST
CityCHICOPEE
StateMA
Zip01013-1463
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3000
Census Tract811102

Owner

Source: Hampden County and Chicopee City records · APN 275-00037

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address47 JOY ST, CHICOPEE, MA 01013-1463
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Deed Document Number202250282
Deed Book / Page24689 / 49
Record UpdatedJun 08, 2026

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateAug 19, 2022
Property Address47 JOY ST, CHICOPEE, MA 01013-1463
Document Number0024689-49
Book / Page24689 / 49
Instrument DateAug 19, 2022
Instrument50282
Transaction TypeTransfer
Record UpdatedFeb 14, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11 MUNSING AVE, LUDLOW, MA 01056-1317

Mortgage

Document Number0000050283
DateAug 19, 2022
Instrument50283
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateSep 01, 2032
Max Rate At Change2.88%
Index1-Year CMT

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,607.00 (+5.71%)$501,800 (+2.93%) Land $71,800 Building $430,000$515,090
2024$7,196.00 (+641.86%)$487,500 (+661.72%) Land $70,400 Building $417,100
2023$970.00$64,000 Land $64,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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