Hampden County and Chicopee City property record for 39 Joy St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 938 sqft · built 1920 |
| Lot Size | 0.255 acres (11,113 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Dec 2023) |
| Tax Bill | $4,048 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 275-00038 |
| Primary APN | 275-00038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 938 sqft Living Area |
| Gross Area | 1,757 sqft |
| 1st Floor Area | 626 sqft |
| Basement Area | 543 sqft |
| Unfinished Basement | 543 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,113 sqft (0.255 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 275-00038 |
|---|---|
| Street Address | 39 JOY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 811102 |
Source: Hampden County and Chicopee City assessment roll, APN 275-00038, as of April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 MOUNT VERNON RD, CHICOPEE, MA 01013-3724 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2023 | Fiduciary Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Oct 25, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Aug 19, 2021 | Quit Claim Deed, Transfer |
| Jan 05, 2021 | Quit Claim Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on Record |
| Deed Sale | Dec 22, 2023 · Amount on Record |
| Prior Sale | Oct 25, 2021 · Amount on Record |
| Deed Book / Page | 25271 / 14 |
| Record Updated | Jun 08, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Dec 22, 2023 |
| Property Address | 39 JOY ST, CHICOPEE, MA 01013-1463 |
| Document Number | 0025271-14 |
| Book / Page | 25271 / 14 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 61066 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 MOUNT VERNON RD, CHICOPEE, MA 01013-3724 |
| Document Number | 0000061067 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 61067 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 25, 2021 |
| Property Address | 39 JOY ST, CHICOPEE, MA 01013-1463 |
| Document Number | 24203-55 |
| Book / Page | 24203 / 55 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 75653 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1429 RATLEY RD, WEST SUFFIELD, CT 06093-2406 |
| Document Number | 75654 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 75654 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Aug 19, 2021 |
| Property Address | 39 JOY ST, CHICOPEE, MA 01013-1463 |
| Document Number | 24069-592 |
| Book / Page | 24069 / 592 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 58298 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 TALL TIMBER DR, WILBRAHAM, MA 01095-2737 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jan 05, 2021 |
| Property Address | 39 JOY ST, CHICOPEE, MA 01013-1463 |
| Document Number | 23631-526 |
| Book / Page | 23631 / 526 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 692 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 LYMAN ST, SOUTH HADLEY, MA 01075-2325 |
Source: Hampden County and Chicopee City assessment roll as of April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,048.00 (+6.89%) | $267,000 (+4.05%) Land $101,200 Building $165,800 | $251,940 |
| 2024 | $3,787.00 (+6.59%) | $256,600 (+9.42%) Land $99,200 Building $157,400 | |
| 2023 | $3,553.00 | $234,500 Land $90,200 Building $144,300 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138111023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 441 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system MA1061000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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