47 Harding Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 47 Harding Dr, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,076 sqft · built 1964
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,200,000 (Mar 2026)
Tax Bill	$16,406 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-17-1-41`

Property Details

APN / Parcel Number

Primary APN	`551400 146-17-1-41`
Alternative APN	`140014601700010410000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,076 sqft Living Area
1st Floor Area	996 sqft
2nd Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	47 HARDING DR
City	RYE
State	NY
Zip	10580-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	GLEN OAKS SUBDIVISON
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1012
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 BULKLEY MNR, RYE, NY 10580-3606
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 11, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Jan 5, 2022	Correction Deed BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY LLC
Apr 28, 2021	Bargain and Sale Deed, Transfer BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY
Apr 28, 2021	Executor's Deed, Transfer BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY
Sep 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	20263360
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	0000003674
Record Updated	Sep 20, 2026

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 25, 2026
Property Address	47 HARDING DR, RYE, NY 10580-1329
Document Number	0660683360
Map Reference	MAP 2966
Instrument Date	Mar 16, 2026
Instrument	660683360
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	FUTURE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 HARDING DR, RYE, NY 10580-1329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BULKLEY MNR, RYE, NY 10580-3606

Mortgage

Document Number	0660763225
Date	Mar 25, 2026
Instrument	660763225

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 11, 2022
Property Address	47 HARDING DR, RYE, NY 10580-1329
Document Number	0621753264
Map Reference	MAP 2966
Instrument Date	Jul 1, 2022
Instrument	621753264
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 BEVERLY DR, 19, RYE, NY 10580-2501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 HURON AVE # 2, 2, CAMBRIDGE, MA 02138-4532

Mortgage

Document Number	0621903023
Date	Jul 11, 2022
Instrument	621903023

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 5, 2022
Property Address	47 HARDING DR, RYE, NY 10580-1329
Document Number	0620043674
Map Reference	MAP 2966
Instrument Date	Dec 17, 2021
Instrument	620043674
Record Updated	Jan 26, 2022
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 HARDING DR, 47, RYE, NY 10580-1329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BEVERLY DR, RYE, NY 10580-2501

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 28, 2021
Property Address	47 HARDING DR, RYE, NY 10580-1329
Document Number	0611123527
Map Reference	MAP 2966
Instrument Date	Apr 26, 2021
Instrument	611123527
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 HARDING DR, 47, RYE, NY 10580-1329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BEVERLY DRIVE, 10850

April 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 28, 2021
Property Address	47 HARDING DR, RYE, NY 10580-1329
Document Number	0611123508
Map Reference	MAP 2966
Instrument Date	Apr 20, 2021
Instrument	611123508
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 HARDING DR, 47, RYE, NY 10580-1329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BEVERLY DR, RYE, NY 10580-2501

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 30, 2020
Property Address	47 HARDING DR, RYE, NY 10580-1329
Document Number	0602723253
Book / Page	060272 / 003253
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	30 MANOR RD PATTERSON NY 125632644, PATTERSON, NY 12563-2644

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,406.00	$20,400 (-) Land $4,150 Building $16,250	$1,728,814 (+6.78%) Land $351,695 Building $1,377,119
2024		$20,400 (-) Land $4,150 Building $16,250	$1,619,048 (+2.38%) Land $329,365 Building $1,289,683
2023		$20,400 Land $4,150 Building $16,250	$1,581,395 Land $321,705 Building $1,259,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	72 (1978–2024)
Claims Outside the SFHA	35 of 72
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 19 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

47 Harding Dr, Rye, NY 10580 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2021: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2021: Executor's Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Harding Dr

Nearby Streets

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