22 Harding Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 22 Harding Dr, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,086 sqft · built 1927
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Dec 2008)
Tax Bill	$29,671 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-17-3-60`

Property Details

APN / Parcel Number

Primary APN	`551400 146-17-3-60`
Alternative APN	`140014601700030600000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	1,060 sqft
2nd Floor Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	22 HARDING DR
City	RYE
State	NY
Zip	10580-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	GLEN OAKS
Legal Block	3
Legal Lot Number	60.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1008
Census Tract	7500

Owner

Source: Westchester County and Rye City records · APN 551400 146-17-3-60

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 HARDING DR, RYE, NY 10580-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2008 · Amount on Record
Deed Sale	Dec 19, 2008 · Amount on Record
Prior Sale	May 11, 1994 · Amount on Record
Deed Document Number	2008483470255
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	22 HARDING DR, RYE, NY 10580-1313
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HARDING DR, RYE, NY 10580-1313

Mortgage

Document Number	0601883631
Date	Jul 06, 2020
Instrument	601883631

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,671.00	$18,300 (-) Land $4,650 Building $13,650	$1,550,848 (+6.78%) Land $394,068 Building $1,156,780
2024		$18,300 (+7.65%) Land $4,650 Building $13,650	$1,452,381 (+10.21%) Land $369,048 Building $1,083,333
2023		$17,000 Land $4,650 Building $12,350	$1,317,829 Land $360,465 Building $957,364

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190075001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	72 (1978–2024)
Claims Outside the SFHA	35 of 72
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 19 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 352 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5903456, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.