47 Forest Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 47 Forest Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 1988
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Apr 2024)
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2007 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18A 3 205`

Property Details

APN / Parcel Number

Primary APN	`18A 3 205`
Alternative APN	`1741`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	1,316 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,379 sqft (0.376 acres)
Terrain	Rolling
View / Lot	Corner
Garage Type	Built-in
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	144 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1741
Street Address	47 FOREST DR
City	PALMYRA
State	VA
Zip	22963-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 240000938 MONTPELIER-3 LOT 205 16,366 SF
Legal Subdivision	MONTPELIER ADDITION ONE
Legal Block	20
Legal Lot Number	205
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1007
Census Tract	20103

Owner

Source: Fluvanna County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 FOREST DR, PALMYRA, VA 22963-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE CORP
Mar 30, 2007	Deed of Trust, Mortgage · ARM METROCITI MORTGAGE LLC
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE CORP
Apr 24, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE CORP
Dec 18, 2023	Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	2024938
Prior Transfer Date	May 16, 2022
Prior Transfer Doc	0000001830
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	47 FOREST DR, PALMYRA, VA 22963-2115
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000940
Date	Apr 24, 2024
Instrument	240000940

Lender

Name	GEORGE MASON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	47 FOREST DR, PALMYRA, VA 22963-2115
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000722/666
Date	Mar 30, 2007
Book Page	722/666
Instrument	1718

Lender

Name	METROCITI MORTGAGE LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.3%
Type Change Date	Apr 1, 2009
Change Frequency	6 Months
Min Rate At Change	6.3%
Max Rate At Change	12.3%
Index	6-Month LIBOR
Max Rate	16.3%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	47 FOREST DR, PALMYRA, VA 22963-2115
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000940
Date	Apr 24, 2024
Instrument	240000940

Lender

Name	GEORGE MASON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

April 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 24, 2024
Property Address	47 FOREST DR, PALMYRA, VA 22963-2115
Document Number	0240000938
Map Reference	DB 81 PG 553
Instrument Date	Mar 28, 2024
Instrument	240000938
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	CLOSURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 FOREST DR, PALMYRA, VA 22963-2115

Mortgage

Document Number	0240000939
Date	Apr 24, 2024
Instrument	240000939

Lender

Name	GEORGE MASON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 18, 2023
Property Address	47 FOREST DR, PALMYRA, VA 22963-2115
Document Number	0230003427
Map Reference	DB 81 PG 553
Instrument Date	Dec 11, 2023
Instrument	230003427
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 100, WOODSTOCK, GA 30188-0100
Investor	Possibly a Property Investor

Mortgage

Document Number	0230003428
Date	Dec 18, 2023
Instrument	230003428

Lender

Name	KIAVI FUNDING INC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,400 (-) Land $30,000 Building $249,400	$279,400 (-) Land $30,000 Building $249,400
2025	$2,109.00 (+0.67%)	$279,400 (+25.91%) Land $30,000 Building $249,400	$279,400 (+25.91%) Land $30,000 Building $249,400
2024	$2,095.00 (+11.91%)
2023		$221,900 Land $30,000 Building $191,900	$221,900 Land $30,000 Building $191,900
2022	$1,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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