Fluvanna County property record for 41 Forest Dr, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1987 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Dec 2025) |
| Tax Bill | $1,879 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 208 |
| Primary APN | 18A 3 208 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 3,040 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 256 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6757 |
|---|---|
| Street Address | 41 FOREST DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 661-613 MONTPELIER-3 LOT 208 15,000 SF |
| Legal Subdivision | MONTPELIER ADDITION ONE |
| Legal Block | 20 |
| Legal Lot Number | 208 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20103 |
Source: Fluvanna County records · APN 18A 3 208
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 FOREST DR, PALMYRA, VA 22963-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Nov 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 09, 2025 | Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2025 · Amount on Record |
| Deed Sale | Dec 09, 2025 · Amount on Record |
| Prior Sale | Nov 22, 2005 · Amount on Record |
| Deed Document Number | 20253738 |
| Prior Transfer Date | May 17, 2005 |
| Prior Transfer Doc | 0000003368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 41 FOREST DR, PALMYRA, VA 22963-2115 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0200005132 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 200005132 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 41 FOREST DR, PALMYRA, VA 22963-2115 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0210005520 |
|---|---|
| Date | Nov 04, 2021 |
| Instrument | 210005520 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Dec 09, 2025 |
| Property Address | 41 FOREST DR, PALMYRA, VA 22963-2115 |
| Document Number | 0250003738 |
| Map Reference | MB 81 PG 553 |
| Instrument Date | Dec 05, 2025 |
| Instrument | 250003738 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41 FOREST DR, PALMYRA, VA 22963-2115 |
| Document Number | 0250003739 |
|---|---|
| Date | Dec 09, 2025 |
| Instrument | 250003739 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,900 (-) Land $30,000 Building $218,900 | $248,900 (-) Land $30,000 Building $218,900 | |
| 2025 | $1,879.00 (+0.7%) | $248,900 (+44.21%) Land $30,000 Building $218,900 | $248,900 (+44.21%) Land $30,000 Building $218,900 |
| 2024 | $1,866.00 (+28.16%) | ||
| 2023 | $172,600 Land $30,000 Building $142,600 | $172,600 Land $30,000 Building $142,600 | |
| 2022 | $1,456.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures