35 Elder St, Rochester, NY 14606 Property Records

Monroe County and Gates Town property record for 35 Elder St, Rochester, NY 14606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,320 sqft · built 1964
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Dec 2019)
Tax Bill	$6,318 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262600 104.18-5-9`

Property Details

APN / Parcel Number

Primary APN	`262600 104.18-5-9`
Alternative APNs	`26001041800005009000` `05130000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	420 sqft
Game Room	Game Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05130000000
Street Address	35 ELDER ST
City	ROCHESTER
State	NY
Zip	14606-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0111- 1-02 20000 AC NERACKER 2 L25 L65 P3
Legal Subdivision	GEORGE J NERACKER SUBDIVISION
Legal Block	5
Legal Lot Number	9.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	4
Census Block	4021
Census Tract	14302

Owner

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 ELDER ST, ROCHESTER, NY 14606-5607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Jan 31, 2013 · Amount on Record
Deed Document Number	2019754
Deed Book / Page	12288 / 294
Prior Transfer Date	Jul 29, 1999
Prior Transfer Doc	9192000653
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 23, 2019
Property Address	35 ELDER ST, ROCHESTER, NY 14606-5607
Document Number	0000000754
Book / Page	12288 / 294
Map Reference	LB 65 PG 3
Instrument Date	Dec 7, 2019
Instrument	201912230754
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 ELDER ST, 35, ROCHESTER, NY 14606-5607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 ELDER ST, GATES, NY 14606-5607

Mortgage

Document Number	0000000755
Date	Dec 23, 2019
Instrument	201912230755

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,318.00 (+16.14%)
2025	$5,440.00 (+4.37%)	$187,000 (+7%) Land $31,500 Building $155,500	$187,000 (+41.13%) Land $31,500 Building $155,500
2023		$110,000 (-) Land $21,200 Building $88,800	$132,500 (+9.59%) Land $25,536 Building $106,964
2022		$110,000 Land $21,200 Building $88,800	$120,900 Land $23,301 Building $97,599
2021	$5,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20