Hamilton County property record for 47 E Charlotte Ave, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,802 sqft · built 1924 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (May 2020) |
| Tax Bill | $7,272 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0002-0058-00 |
| Primary APN | 592-0002-0058-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| Gross Area | 2,686 sqft |
| 1st Floor Area | 1,108 sqft |
| 2nd Floor Area | 694 sqft |
| Upper Floors Area | 694 sqft |
| Basement Area | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 132 ft deep x 102 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 47 E CHARLOTTE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLOTTE AVE 102X132 IR LOT 76 PARK PL SUB |
| Legal Subdivision | PARK PL SUB |
| Legal Lot Number | 76 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 22602 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 47 E CHARLOTTE AVE, CINCINNATI, OH 45215-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 14, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 19, 2021 | Deed of Trust, Mortgage · VA Mortgage PRIMELENDING |
| May 8, 2020 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2020 · Amount on Record |
| Deed Sale | May 8, 2020 · Amount on Record |
| Prior Sale | Nov 19, 2012 · Amount on Record |
| Deed Document Number | 202043288 |
| Deed Book / Page | 14164 / 1889 |
| Prior Transfer Date | May 19, 1994 |
| Prior Transfer Doc | 0000094316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 47 E CHARLOTTE AVE, CINCINNATI, OH 45215-2113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 47 E CHARLOTTE AVE, CINCINNATI, OH 45215-2113 |
| Document Number | 0000040413 |
|---|---|
| Date | Jun 14, 2024 |
| Book Page | 15188/57 |
| Instrument | 2024-0040413 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 47 E CHARLOTTE AVE, CINCINNATI, OH 45215-2113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000126901 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 14526/3273 |
| Instrument | 2021-0126901 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 8, 2020 |
| Property Address | 47 E CHARLOTTE AVE, CINCINNATI, OH 45215-2113 |
| Document Number | 0000043288 |
| Book / Page | 014164 / 001889 |
| Instrument Date | May 4, 2020 |
| Instrument | 43288 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 47 E CHARLOTTE AVE CINCINNATI OH 452152113, CINCINNATI, OH 45215-2113 |
| Document Number | 43289 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 014164/001891 |
| Instrument | 43289 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,272.00 (+2.36%) | $119,442 (+%) Land $21,319 Building $98,123 | $341,260 (-) Land $60,910 Building $280,350 |
| 2024 | $7,104.00 (+8.51%) | $119,440 (-) Land $21,318 Building $98,122 | |
| 2023 | $6,547.00 (-13.73%) | $119,440 (+6.64%) Land $21,318 Building $98,122 | $341,260 (+6.64%) Land $60,910 Building $280,350 |
| 2022 | $7,589.00 Homeowner's exemption | $112,000 Land $19,579 Building $92,421 | |
| 2020 | $320,000 Land $55,940 Building $264,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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