42 E Charlotte Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 42 E Charlotte Ave, Cincinnati, OH 45215

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,656 sqft · built 1925
Lot Size0.378 acres (16,509 sqft)
OwnerOwner Name on File
Last Sale$90,000 (Mar 2012)
Tax Bill$4,327 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN592-0002-0045-00

Property Details

APN / Parcel Number

Primary APN592-0002-0045-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,656 sqft Living Area
1st Floor Area984 sqft
2nd Floor Area840 sqft
Upper Floors Area672 sqft
Basement Area840 sqft

Exterior

Year BuiltBuilt 1925
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area16,509 sqft (0.378 acres)
Lot Dimensions180 ft deep x 100 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area119 sqft
Patio Area450 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address42 E CHARLOTTE AVE
CityCINCINNATI
StateOH
Zip45215-2114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLOTTE AVE 100 X 180 IRR LOT 87 PARK PL SUB
Legal SubdivisionPARK PLACE SUB
Legal Lot Number87
JurisdictionHAMILTON OH
Township / Civil DivisionWYOMING
Census Block Group1
Census Block1007
Census Tract22602

Owner

The current owner of 42 E Charlotte Ave bought it in March 2012.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordOwner Name on File
Mailing Address42 E CHARLOTTE AVE, CINCINNATI, OH 45215-2114
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2012 · Amount on File
Deed SaleMar 16, 2012 · Amount on File
Deed Document Number254923
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address42 E CHARLOTTE AVE, CINCINNATI, OH 45215-2114
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 E CHARLOTTE AVE, CINCINNATI, OH 45215-2114

Mortgage

Document Number0000074173
DateSep 25, 2025
Book Page15508/300
Instrument2025-0074173
Lender
NameAXEN MORTGAGE
TypeMortgage Company
AddressMESA, AZ 85212
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueOct 6, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 42 E Charlotte Ave was $4,327.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityWyoming City
Unified School DistrictWyoming City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,327.00$69,423 (-) Land $22,225 Building $47,198
2024$4,327.00 (+9.71%)$69,423 (-) Land $22,225 Building $47,198
2023$3,944.00 (+9.98%)$69,423 (+35.64%) Land $22,225 Building $47,198$198,350 Land $63,500 Building $134,850
2022$3,586.00$51,181 Land $20,412 Building $30,769
2020$146,230 Land $58,320 Building $87,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 E Charlotte Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 E Charlotte Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Charlotte Ave

Nearby Streets

Search Property Records by Address or Parcel Number