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47 E 12th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 47 E 12th St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 1,584 sqft · built 1890
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on File
Last Sale$53,000 (Jul 2003)
Tax Bill$3,562 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APN351200 128.25-08-06

Property Details

APN / Parcel Number

Primary APN351200 128.25-08-06
Alternative APNs
  • 120012802500080060000000
  • 5093

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,584 sqft Total Area
1st Floor Area792 sqft
2nd Floor Area792 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area22,651 sqft (0.52 acres)
Lot Dimensions150 ft deep x 150 ft wide

Exterior Amenities

PorchSlab
Porch Area648 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5093
Street Address47 E 12TH ST
CityOSWEGO
StateNY
Zip13126-1633
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal Block8
Legal Lot Number6.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1015
Census Tract21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.25-08-06

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address47 E 12TH ST, OSWEGO, NY 13126-1633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2017Deed of Trust, Mortgage · Line of Credit
NBT BANK NATIONAL ASSOCIATION
Nov 08, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2003 · Amount on Record
Deed SaleJul 07, 2003 · Amount on Record
Prior SaleDec 03, 2002 · Amount on Record
Deed Book / Page2003 / 9088
Prior Transfer DateJul 03, 2003
Record UpdatedJun 08, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address47 E 12TH ST, OSWEGO, NY 13126-1633
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINDEPENDENT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006370
DateJul 10, 2017
InstrumentR-2017-006370
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
AddressNORWICH, NY 13815
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateNov 08, 2017
Property Address47 E 12TH ST, OSWEGO, NY 13126-1633
Document Number0000011092
Instrument DateNov 07, 2017
Instrument11092
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 E 12TH ST OSWEGO NY 131261633, OSWEGO, NY 13126-1633

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,562.00$190,000 (+1%) Land $32,700 Building $157,300$190,000 (+66%) Land $32,700 Building $157,300
2023$95,000 Land $18,000 Building $77,000$114,458 Land $21,687 Building $92,771

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 150 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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