45 E 12th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 45 E 12th St, Oswego, NY 13126

Property Summary

Property TypeGeneral Industrial
Details19,440 sqft · built 1950
Lot Size1.42 acres (62,010 sqft)
OwnerCompany Name on File
Tax Bill$5,625 (2025)
Deeds & MortgagesJun 2023 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.25-09-01

Property Details

APN / Parcel Number

Primary APN351200 128.25-09-01
Alternative APNs
  • 120012802500090010000000
  • 0750 M

Interior

Stories1 Story
Building Area19,440 sqft Gross Area
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1990
Lot Area62,010 sqft (1.42 acres)
Lot Dimensions477 ft deep x 130 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0750 M
Street Address45 E 12TH ST
CityOSWEGO
StateNY
Zip13126-1633
Property CategoryIndustrial
Property TypeIndustrial > General Industrial
Local Zoning CodeIN
Legal DescriptionB 24,25 047-009-000
Legal Block9
Legal Lot Number1.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1016
Census Tract21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.25-09-01

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address305 E SENECA ST, OSWEGO, NY 13126-1661
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Deed of Trust, Mortgage · Commercial Mortgage
LIMESTONE RIDGE LLC
Feb 08, 2017Warranty Deed, Transfer · Conventional with PMI
ARCHIE REALTY LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address45 E 12TH ST, OSWEGO, NY 13126-1633
Transaction TypeMortgage
Record UpdatedJul 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005353
DateJun 28, 2023
InstrumentR-2023-005353
Lender
NameLIMESTONE RIDGE LLC
TypeNon-Lending Institution
AddressBREWERTON, NY 13029
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term2 Months
DueAug 01, 2023

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateFeb 08, 2017
Property Address45 E 12TH ST, OSWEGO, NY 13126-1633
Document Number0000001238
Instrument DateFeb 01, 2017
Instrument1238
Transaction TypeTransfer
Record UpdatedMay 15, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address305 E SENECA ST OSWEGO NY 131261661, OSWEGO, NY 13126-1661

Mortgage

Document Number1239
DateFeb 08, 2017
Instrument1239
Lender
NameARCHIE REALTY LLC
Address429 ANTLERS DR, LOEHMANNS PLAZA, NY 14618-2103
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueFeb 07, 2022

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,625.00$300,000 (+28.76%) Land $86,200 Building $213,800$300,000 (+6.87%) Land $86,200 Building $213,800
2023$233,000 Land $117,300 Building $115,700$280,723 Land $141,325 Building $139,398

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 150 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOSWEGO CITY
serves 29,400 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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