47 Davis St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 47 Davis St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,306 sqft · built 1910
Lot Size	0.04 acres (1,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jun 2025)
Tax Bill	$2,022 (2026)
Deeds & Mortgages	Sep 2021 Refinance Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0059 B:0000 L:12`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0059 B:0000 L:12`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,306 sqft Living Area
Gross Area	2,085 sqft
Basement Area	653 sqft
Unfinished Basement	653 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	1,738 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	47 DAVIS ST
City	HOLYOKE
State	MA
Zip	01040-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Lot Number	12
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1004
Census Tract	812104

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 WILBRAHAM RD, SPRINGFIELD, MA 01109-2723
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Jun 6, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANKESB
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Apr 26, 2000 · Amount on Record
Deed Document Number	202525177
Deed Book / Page	25891 / 415
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	47 DAVIS ST, HOLYOKE, MA 01040-3057
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024107-413
Date	Sep 8, 2021
Book Page	24107/413
Instrument	63125

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jun 6, 2025
Property Address	47 DAVIS ST, HOLYOKE, MA 01040-3057
Document Number	025891-415
Book / Page	25891 / 415
Instrument Date	Jun 6, 2025
Instrument	25177
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 WILBRAHAM RD, SPRINGFIELD, MA 01109-2723

Mortgage

Document Number	0025891418
Date	Jun 6, 2025
Instrument	25891/418

Lender

Name	BANKESB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2032
Max Rate At Change	2.75%
Index	Other

Mortgage

Document Number	025891-438
Date	Jun 6, 2025
Book Page	25891/438
Instrument	25179

Lender

Name	BANKESB

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	47 DAVIS ST, HOLYOKE, MA 01040-3057
Document Number	23198-389
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 DAVIS ST HOLYOKE MA 010403057, HOLYOKE, MA 01040-3057

Mortgage

Document Number	23198-389
Date	May 6, 2020
Book Page	023198/000389
Instrument	23009

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 5, 2030

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,022.00 (+6.81%)	$116,000 (+7.01%) Land $21,600 Building $94,400	$204,395 (+0.82%)
2025	$1,893.00 (+9.87%)	$108,400 (+19.25%) Land $20,200 Building $88,200	$202,730 (+27.1%)
2024	$1,723.00 (+4.61%)	$90,900 (+3.53%) Land $19,100 Building $71,800	$159,505
2023	$1,647.00	$87,800 Land $19,100 Building $68,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Netafy Fixed Wireless	150 / 150

May also be available: HGE.NET, T-Mobile.

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