46 Davis St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 46 Davis St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,035 sqft · built 1920
Lot Size	0.227 acres (9,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$394,500 (Feb 2025)
Tax Bill	$5,076 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0079 B:0000 L:28`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0079 B:0000 L:28`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,035 sqft Living Area
Gross Area	3,738 sqft
Basement Area	830 sqft
Unfinished Basement	830 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,901 sqft (0.227 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	46 DAVIS ST
City	HOLYOKE
State	MA
Zip	01040-3058
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DR
Legal Lot Number	28
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1003
Census Tract	812104

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 DAVIS ST, HOLYOKE, MA 01040-3058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 27, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	20256979
Deed Book / Page	25760 / 218
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Recording Date	Aug 5, 2026
Property Address	46 DAVIS ST, HOLYOKE, MA 01040-3058
Document Number	0000037031
Book / Page	26450 / 272
Instrument Date	Feb 13, 2026
Instrument	202637031
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DAVIS ST, HOLYOKE, MA 01040-3058

Mortgage

Document Number	0000037031,
Date	Aug 5, 2026
Book Page	26450/272
Instrument	202637031

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	HOLYOKE MA
Recording Date	Jan 27, 2020
Property Address	46 DAVIS ST, HOLYOKE, MA 01040-3058
Document Number	23061-235
Book / Page	023061 / 000235
Instrument Date	Jan 16, 2020
Instrument	4615
Transaction Type	Foreclosure
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$528.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1100 15TH ST NW WASHINGTON DC 200051707, WASHINGTON, DC 20005-1707

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,076.00 (+6.8%)	$291,200 (+6.98%) Land $45,700 Building $245,500	$362,194
2025	$4,753.00 (+25.34%)	$272,200 (+36.03%) Land $42,700 Building $229,500
2024	$3,792.00 (+8.22%)	$200,100 (+7.12%) Land $40,500 Building $159,600
2023	$3,504.00	$186,800 Land $40,500 Building $146,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Netafy Fixed Wireless	150 / 150

May also be available: HGE.NET, T-Mobile.

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