47 Corte Royal, Moraga, CA 94556 Property Records

Contra Costa County property record for 47 Corte Royal, Moraga, CA 94556

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 3,963 sqft · built 1973
Lot Size0.507 acres (22,100 sqft)
Owner2 Individual Names on Record
Last Sale$1,075,000 (Nov 2008)
Tax Bill$23,574 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN255-641-004-7

Property Details

APN / Parcel Number

Primary APN255-641-004-7
Alternative APN
  • 255-641-004

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,963 sqft Living Area
1st Floor Area1,932 sqft
2nd Floor Area2,031 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2015
Architectural StyleTraditional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area22,100 sqft (0.507 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address47 CORTE ROYAL
CityMORAGA
StateCA
Zip94556-1624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionTRACT 3918 LOT 29 EX MR
Legal SubdivisionRANCHOS COLORADOS SUB 3918
Legal Tract3918
Legal Lot Number29
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3003
Census Tract350000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address47 CORTE ROYAL, MORAGA, CA 94556-1624
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2008 · Amount on Record
Deed SaleNov 14, 2008 · Amount on Record
Deed Document Number2008249209
Last Transfer DateAug 9, 2013
Transfer Doc0000207402
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address47 CORTE ROYAL, MORAGA, CA 94556-1624
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyORT ORINDA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015931
DateJan 27, 2020
Instrument2020-015931
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateFeb 1, 2030
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.2%
Index1-Year LIBOR
Max Rate8.2%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,004,015 (+2%) Land $893,187 Building $1,110,828
2025$23,574.00 (+13.77%) Homeowner's exemption$1,964,722 (+12.51%) Land $875,674 Building $1,089,048
2023$20,721.00 (+20.77%) Homeowner's exemption$1,746,271 Land $841,671 Building $904,600
2022$17,158.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25

May also be available: Etheric Networks, Verizon.

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