47 Cobble Stone Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 47 Cobble Stone Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,617 sqft · built 2002
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`321-02-00-026-SGT`

Property Details

APN / Parcel Number

Primary APN	`321-02-00-026-SGT`
Alternative APN	`43331`

Interior

Stories	1 Story
Building Area	2,617 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Porch
Porch Area	52 sqft
Deck Area	160 sqft

Location & Zoning

Account Number	43331
Street Address	47 COBBLE STONE LN
City	ELGIN
State	SC
Zip	29045-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	COBBLESTONE DEV
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	970907

Owner

Source: Kershaw County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 COBBLE STONE LN, ELGIN, SC 29045-8323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026
Deed Sale	Jan 13, 2026
Prior Sale	Aug 10, 2010 · Amount on Record
Deed Document Number	2026320
Deed Book / Page	5505 / 264
Prior Transfer Date	Jan 5, 2026
Prior Transfer Doc	0002026320
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERSHAW SC
Recording Date	Jan 13, 2026
Property Address	47 COBBLE STONE LN, ELGIN, SC 29045-8323
Document Number	0002026320
Book / Page	5505 / 264
Map Reference	MB 859 PG 4A
Instrument Date	Jan 5, 2026
Instrument	2026-320
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 COBBLE STONE LN, ELGIN, SC 29045-8323

Mortgage

Document Number	0002026321
Date	Jan 13, 2026
Instrument	2026-321

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,194.00 (+6.99%)	$185,800 (-) Land $24,000 Building $161,800	$185,800 (-)
2023	$1,116.00	$185,800 Land $24,000 Building $161,800	$185,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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