46 Cobble Stone Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 46 Cobble Stone Ln, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,746 sqft · built 2003
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on File
Last Sale$129,000 (Apr 2015)
Tax Bill$1,171 (2025)
Deeds & MortgagesSep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN321-02-00-010-SGT

Property Details

APN / Parcel Number

Primary APN321-02-00-010-SGT
Alternative APN
  • 43316

Interior

Stories1 Story
Building Area2,746 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialVinyl
Lot Area24,829 sqft (0.57 acres)
Garage TypeAttached
Garage Area552 sqft
PorchPorch
Porch Area132 sqft
Deck Area100 sqft

Location & Zoning

Account Number43316
Street Address46 COBBLE STONE LN
CityELGIN
StateSC
Zip29045-8323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE SUBDIVISION
Legal SubdivisionCOBBLESTONE SUBDIV
Legal Lot Number10
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2013
Census Tract970907

Owner

Source: Kershaw County records · APN 321-02-00-010-SGT

Assessment roll updated November 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46 COBBLE STONE LN, ELGIN, SC 29045-8323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 2015 · Amount on Record
Deed SaleApr 17, 2015 · Amount on Record
Prior SaleJan 09, 2015
Deed Book / Page3364 / 23
Record UpdatedSep 20, 2026

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKERSHAW SC
Property Address46 COBBLE STONE LN, ELGIN, SC 29045-8323
Document Number0000009520
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323

Mortgage

Document Number0000009520
DateNov 29, 2017
Book Page003785/000042
Instrument9520
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 28, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,171.00 (-2.82%)$184,800 (-) Land $24,000 Building $160,800$184,800 (-)
2023$1,205.00$184,800 Land $24,000 Building $160,800$184,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 49% of the US · above 49% of South Carolina
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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