Bergen County and Closter Borough property record for 47 Cedar Ln, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,794 sqft · built 2019 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $21,116 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00403-0000-00032 |
| Primary APN | 07-00403-0000-00032 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,794 sqft Living Area |
| 1st Floor Area | 2,794 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 22,651 sqft (0.52 acres) |
| Account Number | 109090 |
|---|---|
| Street Address | 47 CEDAR LN |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.52 AC |
| Legal Block | 403 |
| Legal Lot Number | 32 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 47 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC |
| Oct 9, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Oct 15, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 18, 2021 |
| Transfer Doc | 0042800979 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 47 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 47 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Document Number | 0048681119 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 4868/1119 |
| Instrument | 2022110238 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 20, 2021 |
| Property Address | 47 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Document Number | 0042800979 |
| Book / Page | 4280 / 979 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021116001 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | SILK ABSTRACT COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28675 WINDSOR RD, 28675, BONITA SPRINGS, FL 34134 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 47 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Document Number | 0042800987 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 4280/987 |
| Instrument | 2021116002 |
| Name | FIRST MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 47 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 47 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Document Number | 0037571366 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 3757/1366 |
| Instrument | 20-100871 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, RI 02915 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Aug 30, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 47 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031501841 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 3150/1841 |
| Instrument | 19-002243 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 15, 2018 |
| Property Address | 47 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Document Number | 0030800681 |
| Book / Page | 003080 / 000681 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 73086 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 47 CEDAR LN CLOSTER NJ 076241013, CLOSTER, NJ 07624-1013 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,120,200 (+9.92%) Land $460,800 Building $659,400 | $1,120,200 (+9.92%) Land $460,800 Building $659,400 | |
| 2025 | $21,116.00 (+1.56%) | $1,019,100 (+6.37%) Land $452,400 Building $566,700 | $1,019,100 (+6.37%) Land $452,400 Building $566,700 |
| 2024 | $20,792.00 (+5.65%) | ||
| 2023 | $958,100 Land $427,400 Building $530,700 | $958,100 Land $427,400 Building $530,700 | |
| 2022 | $19,680.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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