Bergen County and Closter Borough property record for 13 Cedar Ln, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 4,404 sqft · built 2018 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,380,000 (Feb 2020) |
| Tax Bill | $32,460 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00403-0000-00035 |
| Primary APN | 07-00403-0000-00035 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,404 sqft Living Area |
| 1st Floor Area | 4,404 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 209 ft deep x 75 ft wide |
| Account Number | 108210 |
|---|---|
| Street Address | 13 CEDAR LN |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.43 AC |
| Legal Block | 403 |
| Legal Lot Number | 35 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 7, 2020 | Grant Deed, Subdivision Related Transfer SPROUT MTG |
| Jul 5, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2020 · Amount on Record |
| Deed Sale | Feb 7, 2020 · Amount on Record |
| Prior Sale | Jul 5, 2017 · Amount on Record |
| Deed Document Number | 202014308 |
| Deed Book / Page | 3494 / 586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 13 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0045630625 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 4563/625 |
| Instrument | 2022014043 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 7, 2020 |
| Property Address | 13 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Document Number | 0034940586 |
| Book / Page | 003494 / 000586 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 20014308 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 13, 2020 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 CEDAR LN CLOSTER NJ 076241013, CLOSTER, NJ 07624-1013 |
| Document Number | 34940592 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 003494/000592 |
| Instrument | 20014309 |
| Name | SPROUT MTG |
|---|---|
| Address | 4600 FULLER DR # 300, IRVING, TX 75038-6554 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 6, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.93% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 5, 2017 |
| Property Address | 13 CEDAR LN, CLOSTER, NJ 07624-1013 |
| Document Number | 0026570680 |
| Book / Page | 002657 / 000680 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13 CEDAR LN CLOSTER NJ 076241013, CLOSTER, NJ 07624-1013 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,656,000 (+5.71%) Land $451,800 Building $1,204,200 | $1,656,000 (+5.71%) Land $451,800 Building $1,204,200 | |
| 2025 | $32,460.00 (+2.59%) | $1,566,600 (+6.73%) Land $447,700 Building $1,118,900 | $1,566,600 (+6.73%) Land $447,700 Building $1,118,900 |
| 2024 | $31,640.00 (+4.08%) | ||
| 2023 | $1,467,800 Land $422,700 Building $1,045,100 | $1,467,800 Land $422,700 Building $1,045,100 | |
| 2022 | $30,401.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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