47 Bancroft Rd, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 47 Bancroft Rd, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,424 sqft · built 1930
Lot Size	0.452 acres (19,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$714,000 (Aug 2026)
Tax Bill	$7,126 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:159 B:74`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:159 B:74`
Alternative APNs	`M:00159 P:00074` `2720`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,424 sqft Living Area
Gross Area	5,060 sqft
1st Floor Area	1,210 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,675 sqft (0.452 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2720
Street Address	47 BANCROFT RD
City	HOLDEN
State	MA
Zip	01520-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	74
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1019
Census Tract	728300

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 BANCROFT RD, HOLDEN, MA 01520-1243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Quit Claim Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Jan 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTAR MORTAGE INC
Aug 4, 2023	Quit Claim Deed, Transfer
Aug 21, 2018	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Oct 17, 2018	Quit Claim Deed, Transfer DIGITAL FCU
Jul 23, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	202669153
Deed Book / Page	74013 / 306
Transfer Doc	59140-160
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Aug 12, 2026
Property Address	47 BANCROFT RD, HOLDEN, MA 01520-1243
Document Number	0000069153
Book / Page	74013 / 306
Instrument Date	Jul 24, 2026
Instrument	202669153
Transaction Type	Transfer
Record Updated	Sep 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	47 BANCROFT RD, HOLDEN, MA 01520-1243

Mortgage

Date	Aug 12, 2026

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	47 BANCROFT RD, HOLDEN, MA 01520-1243
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064264-375
Date	Jan 20, 2021
Book Page	64264/375
Instrument	8396

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Aug 4, 2023
Property Address	47 BANCROFT RD, HOLDEN, MA 01520-1243
Document Number	069480-289
Book / Page	69480 / 289
Instrument Date	Aug 3, 2023
Instrument	63992
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 BANCROFT RD, HOLDEN, MA 01520-1243

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	47 BANCROFT RD, HOLDEN, MA 01520-1243
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59286-186
Date	Aug 21, 2018
Book Page	59286/186
Instrument	87500

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Oct 17, 2018
Property Address	47 BANCROFT RD, HOLDEN, MA 01520-1243
Document Number	59556-136
Book / Page	59556 / 136
Instrument	110025
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	595560139
Date	Oct 17, 2018
Instrument	59556/0139

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Jul 23, 2018
Property Address	47 BANCROFT RD, HOLDEN, MA 01520-1243
Document Number	59140-160
Book / Page	059140 / 000160
Instrument Date	Jul 23, 2018
Instrument	75118
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 BANCROFT RD HOLDEN MA 015201243, HOLDEN, MA 01520-1243

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,126.00 (+2.34%)	$528,600 (+5.21%) Land $145,200 Building $383,400	$676,713 (+12.85%)
2025	$6,963.00 (+3.39%)	$502,400 (+5.55%) Land $138,200 Building $364,200	$599,640
2024	$6,735.00 (-0.63%)	$476,000 (+5.26%) Land $134,200 Building $341,800
2023	$6,778.00	$452,200 Land $116,700 Building $335,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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