46 Bancroft Rd, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 46 Bancroft Rd, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,479 sqft · built 1945
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$527,000 (Aug 2026)
Tax Bill	$5,771 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:159 B:75`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:159 B:75`
Alternative APNs	`M:00159 P:00075` `8509`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,479 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	1,188 sqft
Attic	Attic
Attic Area	1,188 sqft
Basement Area	968 sqft
Unfinished Basement	968 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8509
Street Address	46 BANCROFT RD
City	HOLDEN
State	MA
Zip	01520-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	75
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1017
Census Tract	728300

Owner

46 Bancroft Rd is owned and occupied by an individual who bought it in August 2026.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	46 BANCROFT RD, HOLDEN, MA 01520-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Quit Claim Deed, Transfer · Conventional Mortgage US BANK
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 19, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Oct 19, 2020 · Amount on File
Deed Document Number	202673503
Deed Book / Page	74070 / 331
Prior Transfer Date	Aug 17, 2026
Prior Transfer Doc	0000073503
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Aug 24, 2026
Property Address	46 BANCROFT RD, HOLDEN, MA 01520-1214
Document Number	0000073503
Book / Page	74070 / 331
Instrument Date	Aug 17, 2026
Instrument	202673503
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BANCROFT RD, HOLDEN, MA 01520-1214

Mortgage

Date	Aug 24, 2026

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	46 BANCROFT RD, HOLDEN, MA 01520-1214
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068025-324
Date	Aug 5, 2022
Book Page	68025/324
Instrument	86238

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Oct 19, 2020
Property Address	46 BANCROFT RD, HOLDEN, MA 01520-1214
Document Number	63533-74
Book / Page	63533 / 74
Instrument Date	Oct 16, 2020
Instrument	124585
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BANCROFT RD, HOLDEN, MA 01520-1214
Investor	Possibly a Property Investor

Mortgage

Document Number	124586
Date	Oct 19, 2020
Instrument	124586

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 46 Bancroft Rd was $5,771, up 2.6% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,771.00 (+2.63%)	$428,100 (+5.52%) Land $137,300 Building $290,800	$493,132 (+7.36%)
2025	$5,623.00 (+8.66%)	$405,700 (+10.94%) Land $130,800 Building $274,900	$459,325
2024	$5,175.00 (+7.34%)	$365,700 (+13.71%) Land $126,900 Building $238,800
2023	$4,821.00	$321,600 Land $110,300 Building $211,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Bancroft Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Bancroft Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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