47 Atlantic Oaks Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 47 Atlantic Oaks Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,732 sqft · built 1986
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$596,000 (May 2026)
Tax Bill	$7,793 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`172401-0240`

Property Details

APN / Parcel Number

Primary APN	`172401-0240`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,278 sqft
1st Floor Area	1,732 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Width	85 ft Width
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	30 sqft
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	47 ATLANTIC OAKS CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6876
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	14/39 ATLANTIC OAKS FIRST ADDITION LOT 24 BLK A OR5025/1546
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	ATLANTIC OAKS FIRST ADDITION
Legal Block	A
Legal Lot Number	24
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1030
Census Tract	21410

Owner

47 Atlantic Oaks Cir, a duplex, is owned and occupied by an individual who bought it in May 2026.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	47 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE NORTHERN TRUST CO
Aug 26, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jun 23, 2020	Warranty Deed, Transfer LANDMARK TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Jun 23, 2020 · Amount on File
Deed Document Number	202637679
Deed Book / Page	6355 / 1515
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 4, 2026
Property Address	47 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876
Document Number	0000037679
Book / Page	6355 / 1515
Instrument Date	Apr 29, 2026
Instrument	2026.37679
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	ROCKET CLOSE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421,372.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876

Mortgage

Document Number	0000037680,
Date	May 4, 2026
Instrument	2026..37680

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 4, 2026
Property Address	47 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876
Document Number	0063551515
Book / Page	6355 / 1515
Instrument Date	Apr 29, 2026
Instrument	202637679
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421,372.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876

Mortgage

Document Number	0000037680,
Date	May 4, 2026
Instrument	202637680

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	47 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050931629
Date	Nov 6, 2020
Book Page	5093/1629
Instrument	2020100689

Lender

Name	THE NORTHERN TRUST CO
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 26, 2020
Property Address	47 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876
Document Number	0050251546
Book / Page	005025 / 001546
Instrument Date	Aug 24, 2020
Instrument	71740
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 HUNTERHILL CT ROSWELL GA 30075, ROSWELL, GA 30075

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 23, 2020
Property Address	47 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876
Document Number	0049701368
Book / Page	004970 / 001368
Instrument Date	Jun 19, 2020
Instrument	49008
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Tax	$2,520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	610 HUNTERHILL CT ROSWELL GA 30075, ROSWELL, GA 30075

Tax Assessment & Valuation

The 2025 property tax bill for 47 Atlantic Oaks Cir was $7,793, up 14.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,494 (+1.54%) Land $205,000 Building $244,494	$449,494 (+1.54%) Land $205,000 Building $244,494
2025	$7,793.00 (+14.25%)	$442,664	$442,664 Land $205,000 Building $237,664
2024	$6,821.00 (+6.53%)
2023	$6,403.00 (+10.72%)	$406,458 (+20.89%)	$406,458 (+20.89%) Land $185,000 Building $221,458
2022	$5,783.00	$336,222	$336,222 Land $145,600 Building $190,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Atlantic Oaks Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Atlantic Oaks Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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