41 Atlantic Oaks Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 41 Atlantic Oaks Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,160 sqft · built 1985
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$498,000 (Oct 2022)
Tax Bill	$8,224 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`172401-0210`

Property Details

APN / Parcel Number

Primary APN	`172401-0210`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Lot Width	73 ft Width
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	310 sqft
Deck Area	24 sqft
Patio Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	41 ATLANTIC OAKS CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6876
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	14/39 ATLANTIC OAKS FIRST ADDITION LOT 21 BLK A OR5654/1121 & 5754/1629
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	ATLANTIC OAKS FIRST ADDITION
Legal Block	A
Legal Lot Number	21
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1030
Census Tract	21410

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5321 BARTON CREEK BLVD, 9107, AUSTIN, TX 78735-1906
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIS BANK
Oct 25, 2022	Warranty Deed, Transfer TITLE CHAIN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	Oct 2, 2003 · Amount on Record
Deed Document Number	202299364
Deed Book / Page	5654 / 1121
Last Transfer Date	May 8, 2023
Transfer Doc	0057541629
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 10, 2023
Property Address	41 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876
Document Number	0057541629
Book / Page	5754 / 1629
Map Reference	MB 14 PG 39
Instrument Date	May 8, 2023
Instrument	2023035573
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 HILL ST, SAN ANTONIO, TX 78212-4962

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 HILL ST, SAN ANTONIO, TX 78212-4962
Investor	Possibly a Property Investor

Mortgage

Document Number	0057541635
Date	May 10, 2023
Instrument	5754/1635

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	12.3%
Index	Other
Max Rate	12.3%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 25, 2022
Property Address	41 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876
Document Number	0056541121
Book / Page	5654 / 1121
Map Reference	MB 14 PG 39
Instrument Date	Sep 8, 2022
Instrument	2022099364
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	TITLE CHAIN INC

Transaction

Amount	Amount Recorded
Tax	$3,486.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 ATLANTIC OAKS CIR, ST AUGUSTINE, FL 32080-6876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 HILL ST, SAN ANTONIO, TX 78212-4962
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,477 (+0.65%) Land $205,000 Building $259,477	$464,477 (+0.65%) Land $205,000 Building $259,477
2025	$8,224.00 (+13.65%)	$461,480 (+8.73%)	$461,480 (+8.73%) Land $205,000 Building $256,480
2024	$7,236.00 (-0.29%)	$424,418 (+0.21%)	$424,418 (+0.21%) Land $185,000 Building $239,418
2023	$7,257.00 (+106.34%)	$423,518 (+70.11%)	$423,518 (+22.31%) Land $185,000 Building $238,518
2022	$3,517.00 Homeowner's exemption Senior Citizen's exemption	$248,962	$346,266 Land $145,600 Building $200,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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