4698 Old Guernsey Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4698 Old Guernsey Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 2011
Lot Size	1 acres (43,560 sqft)
Owner	Owner Name on Record
Last Sale	$112,700 (Aug 2011)
Tax Bill	$901 (2024)
Deeds & Mortgages	Nov 2025 Second Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1N-29-0000-00609-0000`

Property Details

APN / Parcel Number

Primary APN	`08-1N-29-0000-00609-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,208 sqft Heated Area
Gross Area	1,688 sqft
1st Floor Area	1,472 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	4,710 ft deep x 930 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	081N290000006090000
Street Address	4698 OLD GUERNSEY RD
City	PACE
State	FL
Zip	32571-8682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	(NEW PARCEL FOR 2011 ROLL:) LOT 8: COMM AT TH SE SEC COR THN N0030'20E 665.09 FT THN N8814'51W 827.12 FT THN N0030'20E
Legal Range	29W
Legal Township	01N
Legal Section	08
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1006
Census Tract	10708

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4698 OLD GUERNSEY RD, PACE, FL 32571-8682
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU
Jul 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Last Sale	Aug 2, 2011 · Amount on Record
Deed Sale	Aug 2, 2011 · Amount on Record
Deed Document Number	201126738
Deed Book / Page	3072 / 1715
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4698 OLD GUERNSEY RD, PACE, FL 32571-8682
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4698 OLD GUERNSEY RD, PACE, FL 32571-8682

Mortgage

Document Number	0046801208
Date	Nov 19, 2025
Book Page	4680/1208
Instrument	202554226

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4698 OLD GUERNSEY RD, PACE, FL 32571-8682
Document Number	0039910585
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4698 OLD GUERNSEY RD MILTON FL 325718682, MILTON, FL 32571-8682

Mortgage

Document Number	0039910585
Date	Aug 18, 2020
Book Page	003991/000585
Instrument	41766

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 17, 2040

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$901.00 (+11.79%) Homeowner's exemption	$104,196 (+3%)	$174,096 (+5.73%) Land $40,200 Building $133,896
2023	$806.00 (+4%) Homeowner's exemption	$101,161 (+3%)	$164,656 (+6.74%) Land $31,250 Building $133,406
2022	$775.00 Homeowner's exemption	$98,215	$154,262 Land $27,500 Building $126,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1995–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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