4686 Old Guernsey Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4686 Old Guernsey Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,032 sqft · built 2011
Lot Size	0.998 acres (43,473 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Jul 2026)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-1N-29-0000-00610-0000`

Property Details

APN / Parcel Number

Primary APN	`08-1N-29-0000-00610-0000`
Alternative APN	`N291080000006100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,542 sqft
1st Floor Area	1,032 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,473 sqft (0.998 acres)
Lot Dimensions	473 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	80 sqft
Patio Area	190 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4686 OLD GUERNSEY RD
City	MILTON
State	FL
Zip	32571-8682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NEW PARCEL FOR 2012 ROLL LOT 10 OF AN UNRECORDED SUB: COM SE SEC CORN THN N030'20E 665.09 FT THN N8814'51W 827. 12 FT THN N030'20E 184.77 FT FOR POB THN N8824'56W 473.67 FT TO I/S WITH OLD GUERNSEY RD THN N105'24E 92.07 FT THN S 8824'56E 47
Legal Range	29W
Legal Township	1N
Legal Section	08
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1006
Census Tract	10708

Owner

Source: Santa Rosa County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4686 OLD GUERNSEY RD, MILTON, FL 32571-8682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Nov 29, 2011 · Amount on Record
Deed Document Number	202636392
Deed Book / Page	4769 / 209
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 20, 2026
Property Address	4686 OLD GUERNSEY RD, MILTON, FL 32571-8682
Document Number	0000036392
Book / Page	4769 / 209
Instrument Date	Jul 10, 2026
Instrument	202636392
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	SURETY LAND AND TITLE COMPANY, SURETY LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190,183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4686 OLD GUERNSEY RD, MILTON, FL 32571-8682
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036393,
Date	Jul 20, 2026
Book Page	4769/211
Instrument	202636393

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4686 OLD GUERNSEY RD, PACE, FL 32571-8682
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4686 OLD GUERNSEY RD, MILTON, FL 32571-8682

Mortgage

Document Number	0047180859
Date	Mar 11, 2026
Book Page	4718/859
Instrument	202612056

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 (+4.92%)	$157,411 (+0.89%) Land $39,920 Building $117,491	$157,411 (+0.89%) Land $39,920 Building $117,491
2024	$1,851.00 (+4.87%)	$156,024 (+10.91%) Land $39,920 Building $116,104	$156,024 (+10.91%) Land $39,920 Building $116,104
2023	$1,765.00 (+7.49%)	$140,679 (+6.64%) Land $25,000 Building $115,679	$140,679 (+6.64%) Land $25,000 Building $115,679
2022	$1,642.00	$131,918	$131,918 Land $22,000 Building $109,918

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1995–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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