4697 Westhampton, Williamsburg, VA 23188 Property Records

James City County property record for 4697 Westhampton, Williamsburg, VA 23188 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,638 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$549,000 (Jun 2026)
Tax Bill	$4,406 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-4 11-0-0031`

Property Details

APN / Parcel Number

Primary APN	`23-4 11-0-0031`
Alternative APN	`30069`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,638 sqft Living Area
Basement Area	2,058 sqft
Unfinished Basement	2,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30069
Street Address	4697 WESTHAMPTON
City	WILLIAMSBURG
State	VA
Zip	23188-7274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-31 PH-1 S-5 COLONIAL HERITAGE
Legal Subdivision	COLONIAL HERITAGE
Legal Phase	1
Legal Lot Number	31
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	4
Census Block	4024
Census Tract	80402

Owner

Source: James City County records · APN 23-4 11-0-0031

Assessment roll updated October 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4697 WESTHAMPTON, WILLIAMSBURG, VA 23188-7274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Deed Document Number	20268145
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 26, 2026
Property Address	4697 WESTHAMPTON, WILLIAMSBURG, VA 23188-7274
Document Number	0000008145
Instrument Date	Jun 17, 2026
Instrument	20268145
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	TITLE GUARANTY, TITLE RESOURCE GUARANTY COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55,449.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4697 WESTHAMPTON, WILLIAMSBURG, VA 23188-7274

Mortgage

Document Number	0000008146,
Date	Jun 26, 2026
Instrument	20268146

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,406.00 (+6.4%)	$530,900 (+21.1%) Land $110,500 Building $420,400	$530,900 (+21.1%) Land $110,500 Building $420,400
2024	$4,141.00 (+13.83%)
2023	$3,638.00	$438,400 Land $91,500 Building $346,900	$438,400 Land $91,500 Building $346,900
2022	$3,638.00 (+18.85%)
2019	$3,061.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950804024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force 14 of 14 on primary residences
Nearby Flood Claims	3 (2022–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.