4690 Westhampton, Williamsburg, VA 23188 Property Records

James City County property record for 4690 Westhampton, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,439 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$612,000 (Jun 2026)
Tax Bill	$4,026 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-4 11-0-0049`

Property Details

APN / Parcel Number

Primary APN	`23-4 11-0-0049`
Alternative APN	`29130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,439 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29130
Street Address	4690 WESTHAMPTON
City	WILLIAMSBURG
State	VA
Zip	23188-7274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	L-49 PH-1 S-5 COLONIAL HERITAGE
Legal Subdivision	COLONIAL HERITAGE
Legal Phase	1
Legal Lot Number	49
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	4
Census Block	4024
Census Tract	80402

Owner

Source: James City County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4690 WESTHAMPTON, WILLIAMSBURG, VA 23188-7274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage BAYPORT CREDIT UNION
Jun 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jun 2, 2006 · Amount on Record
Deed Document Number	20268228
Prior Transfer Date	Jun 1, 2019
Prior Transfer Doc	0000008427
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 29, 2026
Property Address	4690 WESTHAMPTON, WILLIAMSBURG, VA 23188-7274
Document Number	0000008228
Instrument Date	Jun 23, 2026
Instrument	20268228
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,812.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4690 WESTHAMPTON, WILLIAMSBURG, VA 23188-7274
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008230,
Date	Jun 29, 2026
Instrument	20268230

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 11, 2019
Property Address	4690 WESTHAMPTON, WILLIAMSBURG, VA 23188-7274
Document Number	0000008427
Instrument Date	Jun 1, 2019
Instrument	8427
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4690 WESTHAMPTON WILLIAMSBURG VA 231887274, WILLIAMSBURG, VA 23188-7274

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,026.00 (+6.42%)	$485,100 (+21%) Land $127,100 Building $358,000	$485,100 (+21%) Land $127,100 Building $358,000
2024	$3,783.00 (+13.71%)
2023	$3,327.00	$400,900 Land $105,200 Building $295,700	$400,900 Land $105,200 Building $295,700
2022	$3,327.00 (+17.6%)
2019	$2,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2022–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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