Suwannee County property record for 4697 River Rd, Live Oak, FL 32060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,756 sqft · built 1977 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,100 (Mar 2003) |
| Tax Bill | $1,499 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 25-01S-11E-10910-001000 |
| Primary APN | 25-01S-11E-10910-001000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| 1st Floor Area | 1,756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 552 sqft |
| Porch | Porch |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 10910001000 |
|---|---|
| Street Address | 4697 RIVER RD |
| City | LIVE OAK |
| State | FL |
| Zip | 32060-8747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG 10.00 ACRES S 331.25FT OF SW1/4 OF SW1/4 ORB 997 P 426-27 WD YR 03 ORB 2459 P 382 DC YR 2024 (JOHN DOUGLAS FAST) |
| Legal Range | 11E |
| Legal Township | 01S |
| Legal Section | 25 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | DOWLING PARK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970304 |
Source: Suwannee County records · APN 25-01S-11E-10910-001000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4697 RIVER RD, LIVE OAK, FL 32060-8747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2003 · Amount on Record |
| Deed Sale | Mar 01, 2003 · Amount on Record |
| Deed Document Number | 0000997426 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 4697 RIVER RD, LIVE OAK, FL 32060-8747 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4697 RIVER RD, LIVE OAK, FL 32060-8747 |
| Document Number | 0000235980 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 2251/335 |
| Instrument | 2021235980 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 4697 RIVER RD, LIVE OAK, FL 32060-8747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000218934 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 2141/0432 |
| Instrument | 2019218934 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LIVE OAK, FL 32064 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Suwannee County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $125,728 (+6.62%) | $222,638 (+12.61%) Land $74,900 Building $147,738 | |
| 2024 | $1,499.00 (-1.38%) | ||
| 2023 | $1,520.00 (+3.4%) Homeowner's exemption | $117,927 (+3%) | $197,705 (+27.46%) Land $64,000 Building $133,705 |
| 2022 | $1,470.00 Homeowner's exemption | $114,492 | $155,117 Land $56,000 Building $99,117 |
Source: FEMA National Flood Hazard Layer as of August 27, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
Based on FCC filings for 5 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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