4653 River Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 4653 River Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 782 sqft · built 1975
Lot Size	3.44 acres (149,846 sqft)
Owner	Individual Name on Record
Last Sale	$160,800 (Dec 2020)
Tax Bill	$2,575 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-01S-11E-10910-004000`

Property Details

APN / Parcel Number

Primary APN	`25-01S-11E-10910-004000`
Alternative APN	`10910004000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	782 sqft Living Area
1st Floor Area	782 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2015
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	149,846 sqft (3.44 acres)
Porch	Finished/Screened Porch
Patio Area	1,204 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	10910004000
Street Address	4653 RIVER RD
City	LIVE OAK
State	FL
Zip	32060-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 3.44 ACRES COM AT THE SW COR OF SAID SEC RUN E 650.53 FT RUN N 00 DEG 10' E 612.50 FT TO THE POB FROM SAID POB CONTINUE N
Legal Range	11E
Legal Township	01S
Legal Section	25
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1014
Census Tract	970304

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10841 CARLOWAY HILLS DR # DDR, DDR, WIMAUMA, FL 33598-6143
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Aug 28, 2020	Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE SERVICES INC
Aug 4, 2020	Warranty Deed, Transfer HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	2020232580
Deed Book / Page	2230 / 77
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 10, 2020
Property Address	4653 RIVER RD, LIVE OAK, FL 32060-8747
Document Number	0000232580
Book / Page	2230 / 77
Instrument Date	Dec 7, 2020
Instrument	2020232580
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	HERITAGE TTL SVCS OF NORTH F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8435 187TH PL, 8435, LIVE OAK, FL 32060-0901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10841 CARLOWAY HILLS DR, WIMAUMA, FL 33598-6143

Mortgage

Document Number	0000000079
Date	Dec 10, 2020
Instrument	2230/79

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 28, 2020
Property Address	4653 RIVER RD, LIVE OAK, FL 32060-8747
Document Number	0000229183
Book / Page	002207 / 000441
Instrument Date	Aug 27, 2020
Instrument	229183
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8435 187TH PL LIVE OAK FL 320600901, LIVE OAK, FL 32060-0901

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 4, 2020
Property Address	4653 RIVER RD, LIVE OAK, FL 32060-8747
Document Number	0000228446
Book / Page	002202 / 000300
Instrument Date	Aug 3, 2020
Instrument	228446
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 NE 2ND ST POMPANO BEACH FL 330606706, POMPANO BEACH, FL 33060-6706

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,196 (+7.58%) Land $29,842 Building $158,354	$188,196 (+7.58%) Land $29,842 Building $158,354
2024	$2,575.00 (+5.71%)
2023	$2,436.00 (+18.54%)	$174,934 (+42.29%) Land $34,400 Building $140,534	$174,934 (+42.29%) Land $34,400 Building $140,534
2022	$2,055.00	$122,944	$122,944 Land $20,640 Building $102,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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