Polk County property record for 4697 E 38th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1973 |
| Lot Size | 1.02 acres (44,701 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,500 (Mar 2018) |
| Tax Bill | $4,490 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/09474-063-000 |
| Primary APN | 060/09474-063-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 2,504 sqft |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 800 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,701 sqft (1.02 acres) |
| Lot Dimensions | 446 ft deep x 101 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 228 sqft |
| Patio Area | 436 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4697 E 38TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-8921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 SYLVAN HEIGHTS PLAT 6 |
| Legal Subdivision | SYLVAN HEIGHTS PLAT 6 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DELAWARE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 10602 |
Source: Polk County records · APN 060/09474-063-000
Assessment roll updated October 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4697 E 38TH ST, DES MOINES, IA 50317-8921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 18, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Mar 05, 2018 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2018 · Amount on Record |
| Deed Sale | Mar 05, 2018 · Amount on Record |
| Prior Sale | May 23, 2003 · Amount on Record |
| Deed Document Number | 20182017-00067724 |
| Deed Book / Page | 16836 / 574 |
| Last Transfer Date | Sep 17, 2025 |
| Transfer Doc | 0000055747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Sep 18, 2025 |
| Property Address | 4697 E 38TH ST, DES MOINES, IA 50317-8921 |
| Document Number | 0000055747 |
| Book / Page | 20273 / 529 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025-00055747 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4697 E 38TH ST, DES MOINES, IA 50317-8921 |
| Document Number | 0000055748 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 20273/531 |
| Instrument | 2025-00055748 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | 16253 SWINGLEY RIDGE RD STE 200, CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 05, 2018 |
| Property Address | 4697 E 38TH ST, DES MOINES, IA 50317-8921 |
| Document Number | 201700067724 |
| Book / Page | 16836 / 0574 |
| Instrument Date | Mar 01, 2018 |
| Instrument | 2017-00067724 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4697 E 38TH ST, DES MOINES, IA 50317-8921 |
| Document Number | 201700067727 |
|---|---|
| Date | Mar 05, 2018 |
| Book Page | 16836/0584 |
| Instrument | 2017-00067727 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
Source: Polk County records · Assessment roll updated October 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Southeast Polk Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $256,700 (+9.42%) Land $40,200 Building $216,500 | $256,700 (+9.42%) Land $40,200 Building $216,500 | |
| 2024 | $4,490.00 (+2.7%) | ||
| 2023 | $234,600 Land $36,200 Building $198,400 | $234,600 Land $36,200 Building $198,400 | |
| 2020 | $4,372.00 |
Source: FEMA National Flood Hazard Layer, Polk County (19153C), as of August 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191530106022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 40 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA7727031, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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