Polk County property record for 4575 E 38th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,350 sqft · built 2017 |
| Lot Size | 1.02 acres (44,688 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $23,000 (Nov 2014) |
| Tax Bill | $4,364 (2024) |
| Deeds & Mortgages | Dec 2019 Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-21-101-014 |
| Primary APN | 7923-21-101-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 3,600 sqft |
| 1st Floor Area | 1,350 sqft |
| Attic Area | 255 sqft |
| Basement Area | 1,350 sqft |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 44,688 sqft (1.02 acres) |
| Lot Dimensions | 188 ft deep x 249 ft wide |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Old Parcel Number | 19000364001000 |
|---|---|
| Street Address | 4575 E 38TH ST |
| City | DES MOINES |
| State | IA |
| Zip | 50317-8919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | -EX RD EAS COM NW COR SEC 21 THN E 20F S 33F TO POB THN E 106.45F S 3.50F SW 109.51F N 29.01F TO POB- & -EX RD EAS COM NW COR |
| Legal Range | 23 |
| Legal Township | 79 |
| Legal Section | 21 |
| Legal Subdivision | SEC 21-79-23 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DELAWARE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 10602 |
Source: Polk County records · APN 7923-21-101-014
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4575 E 38TH ST, DES MOINES, IA 50317-8919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE |
| Sep 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE |
| Mar 31, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage TRADITION MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2014 · Amount on Record |
| Deed Sale | Nov 12, 2014 · Amount on Record |
| Deed Document Number | 2015-00051056 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4575 E 38TH ST, DES MOINES, IA 50317-8919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051999 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 17622/0346 |
| Instrument | 2019-00051999 |
| Name | TRADITION MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4575 E 38TH ST, DES MOINES, IA 50317-8919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022556 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 17079/0121 |
| Instrument | 2018-00022556 |
| Name | TRADITION MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 31, 2017 |
| Property Address | 4575 E 38TH ST, DES MOINES, IA 50317-8919 |
| Book / Page | 016424 / 000457 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 81121 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 06, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4575 E 38TH ST DES MOINES IA 503178919, DES MOINES, IA 50317-8919 |
| Document Number | 0000081121 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 016424/000457 |
| Instrument | 81121 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 30, 2018 |
Source: Polk County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Southeast Polk Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $302,300 (+10.73%) Land $40,200 Building $262,100 | $302,300 (+10.73%) Land $40,200 Building $262,100 | |
| 2024 | $4,364.00 | ||
| 2023 | $273,000 Land $36,100 Building $236,900 | $273,000 Land $36,100 Building $236,900 |
Source: FEMA National Flood Hazard Layer as of August 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 40 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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