Cheboygan County property record for 4696 Reflections Dr, Cheboygan, MI 49721 · Last verified July 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 85,813 sqft (1.97 acres) |
| Last Sale | $44,900 (2020) |
| Tax Bill | $549.00 (2025) |
| Primary APN | 140-012-200-003-06 |
|---|
| Lot Area | 85,813 sqft (1.97 acres) |
|---|
| Street Address | 4696 REFLECTIONS DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9678 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | PAR 12: COM NE COR SEC 12, T36N,R1W; TH ALG E LI SD SEC S 0D 49M 30S E 1052.56FT; TH N 51D 44M 02S W 93.73FT; TH N 31D 11M |
| Legal Range | 01W |
| Legal Township | 036 |
| Legal Section | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | CHEBOYGAN MI |
| Minor Civil Division | ALOHA |
| Census Blockgroup | 1 |
| Census Block | 1063 |
| Census Tract | 960401 |
Source: Cheboygan County records · APN 140-012-200-003-06
Assessment roll updated June 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4728 REFLECTIONS DR, CHEBOYGAN, MI 49721-9679 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 05, 2026 | Deed of Trust · Conventional Mortgage ALPENA ALCONA AREA CREDIT UNION |
| Dec 08, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2020 · Amount on Record |
| Deed Sale | Dec 08, 2020 · Amount on Record |
| Prior Sale | Sep 27, 2000 · Amount on Record |
| Deed Book / Page | 1433 / 792 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jun 05, 2026 |
| Property Address | 4696 REFLECTIONS DR, CHEBOYGAN, MI 49721-9678 |
| Document Number | 0000001583/0000000695 |
| Book / Page | 1583 / 695 |
| Instrument Date | May 28, 2026 |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4696 REFLECTIONS DR, CHEBOYGAN, MI 49721-9678 |
| Document Number | 1583000695, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 1583/695 |
| Name | ALPENA ALCONA AREA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 01, 2033 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Dec 08, 2020 |
| Property Address | 4696 REFLECTIONS DR, CHEBOYGAN, MI 49721-9678 |
| Document Number | 001433/792 |
| Book / Page | 1433 / 792 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1568 W SYLVANIA AVE, TOLEDO, OH 43612-7500 |
Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,000 (+8.87%) | $54,000 (+8.87%) | |
| 2025 | $549.00 (+11.13%) | ||
| 2023 | $24,800 | $49,600 | |
| 2022 | $494.00 |
4696 Reflections Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cheboygan County (26031C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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