4696 Lower River Rd, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 4696 Lower River Rd, Lewiston, NY 14092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,769 sqft · built 1941
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$703,000 (Dec 2017)
Tax Bill	$16,939 (2026)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`292489 87.18-1-43`

Property Details

APN / Parcel Number

Primary APN	`292489 87.18-1-43`
Alternative APN	`24890870180001043000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,769 sqft Living Area
1st Floor Area	1,814 sqft
Upper Floors Area	955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2015
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	238 ft deep x 104 ft wide
View / Lot	Waterfront
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4696 LOWER RIVER RD
City	LEWISTON
State	NY
Zip	14092-1055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUTSIDE 411102
Legal Block	1
Legal Lot Number	43.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LEWISTON
Census Block Group	1
Census Block	1007
Census Tract	24405

Owner

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4696 LOWER RIVER RD, LEWISTON, NY 14092-1055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	Jan 3, 1997 · Amount on Record
Deed Document Number	201724246
Prior Transfer Date	Oct 30, 2000
Prior Transfer Doc	3067000186
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Dec 8, 2017
Property Address	4696 LOWER RIVER RD, LEWISTON, NY 14092-1055
Document Number	0000024246
Instrument Date	Dec 8, 2017
Instrument	24246
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	740 TUSCARORA ST LEWISTON NY 140921654, LEWISTON, NY 14092-1654

Mortgage

Document Number	24247
Date	Dec 8, 2017
Instrument	24247

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lewiston Town
Unified School District	Lewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,939.00 (+2.84%)
2025	$16,472.00	$375,000 (-) Land $94,100 Building $280,900	$937,500 (+15%) Land $235,250 Building $702,250
2023		$375,000 Land $94,100 Building $280,900	$815,217 Land $204,565 Building $610,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20