4690 Lower River Rd, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 4690 Lower River Rd, Lewiston, NY 14092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,160 sqft · built 1857
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jan 2007)
Tax Bill	$10,889 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`292489 87.18-1-44`

Property Details

APN / Parcel Number

Primary APN	`292489 87.18-1-44`
Alternative APN	`24890870180001044000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,416 sqft
2nd Floor Area	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1857
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	255 ft deep x 150 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4690 LOWER RIVER RD
City	LEWISTON
State	NY
Zip	14092-1055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUTSIDE 411101
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LEWISTON
Census Block Group	1
Census Block	1007
Census Tract	24405

Owner

4690 Lower River Rd is owned and occupied by an individual who bought it in January 2007.

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4690 LOWER RIVER RD, LEWISTON, NY 14092-1055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2007 · Amount on File
Deed Sale	Jan 16, 2007 · Amount on File
Deed Book / Page	3386 / 813
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4690 LOWER RIVER RD, LEWISTON, NY 14092-1055
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4690 LOWER RIVER RD, LEWISTON, NY 14092-1055

Mortgage

Document Number	0000001209
Date	Oct 28, 2022
Instrument	2022-21209

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LEWISTON, NY 14092

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 4690 Lower River Rd was $10,889 with a homeowner's exemption, up 2.8% from the year before.

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lewiston Town
Unified School District	Lewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,889.00 (+2.84%) Homeowner's exemption
2025	$10,588.00	$240,000 Land $100,300 Building $139,700	$600,000 Land $250,750 Building $349,250
2023		$240,000 Land $100,300 Building $139,700	$521,739 Land $218,043 Building $303,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4690 Lower River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4690 Lower River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20