4695 Speranza Loop, Galena, OH 43021 Property Records

Delaware County property record for 4695 Speranza Loop, Galena, OH 43021

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,381 sqft · built 2022
Lot Size	0.445 acres (19,384 sqft)
Owner	2 Company Names on Record
Last Sale	$157,500 (Dec 2021)
Tax Bill	$24,339 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`317-220-15-012-000`

Property Details

APN / Parcel Number

Primary APN	`317-220-15-012-000`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,381 sqft Living Area
Gross Area	8,074 sqft
1st Floor Area	2,668 sqft
Upper Floors Area	1,713 sqft
Basement Area	2,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	19,384 sqft (0.445 acres)
Garage Type	Attached
Garage Area	1,025 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	1,150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4695 SPERANZA LOOP
City	GALENA
State	OH
Zip	43021-7635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7947 MIRASOL SEC 2
Legal Subdivision	MIRASOL SEC 2
Legal Lot Number	7947
Jurisdiction	DELAWARE OH
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1012
Census Tract	11763

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4695 SPERANZA LOOP, GALENA, OH 43021-7635
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · ARM PARK NATIONAL BANK
Apr 2, 2025	Intrafamily Transfer, Transfer
Dec 16, 2021	Warranty Deed, Transfer
Jul 17, 2020	Deed of Trust, Construction Loan · Line of Credit THE UNION BK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	202154717
Deed Book / Page	1930 / 1261
Last Transfer Date	Mar 17, 2025
Transfer Doc	0000006590
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4695 SPERANZA LOOP, GALENA, OH 43021-7635
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGENCY BOX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031211
Date	Oct 21, 2022
Book Page	1998/2784
Instrument	202200031211

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	11.2%
Index	1-Year CMT
Max Rate	11.2%

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Apr 2, 2025
Property Address	4695 SPERANZA LOOP, GALENA, OH 43021-7635
Document Number	0000006590
Book / Page	2146 / 1059
Map Reference	CAB 4 SL 59
Instrument Date	Mar 17, 2025
Instrument	202500006590
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4695 SPERANZA LOOP, GALENA, OH 43021-7635

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 16, 2021
Property Address	4695 SPERANZA LOOP, GALENA, OH 43021-7635
Document Number	0000054717
Book / Page	1930 / 1261
Map Reference	CAB 4 SL 59
Instrument Date	Dec 2, 2021
Instrument	202100054717
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6178 SUGARMAPLE DR, WESTERVILLE, OH 43082-9792

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jul 17, 2020
Property Address	4695 SPERANZA LOOP, GALENA, OH 43021-7635
Document Number	0000025458
Book / Page	001746 / 002181
Instrument Date	Jul 16, 2020
Instrument	25458
Transaction Type	Construction Loan
Record Updated	Aug 3, 2020
Title Company	TALON TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6412 VIA FLORENZA DR GALENA OH 430217623, GALENA, OH 43021-7623

Mortgage

Document Number	0000025458
Date	Jul 17, 2020
Book Page	001746/002181
Instrument	25458

Lender

Name	THE UNION BK CO
Type	Bank
Address	GAHANNA, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 16, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Genoa Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,339.00 (+5.54%)	$389,870 (-) Land $61,600 Building $328,270	$1,113,900 (-) Land $176,000 Building $937,900
2024	$23,061.00 (-19.22%)	$389,870 (-19.7%) Land $61,600 Building $328,270
2023	$28,549.00	$485,490 Land $61,600 Building $423,890	$1,113,900 Land $176,000 Building $937,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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