4655 Speranza Loop, Galena, OH 43021 Property Records

Delaware County property record for 4655 Speranza Loop, Galena, OH 43021

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,130 sqft · built 2021
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$949,900 (May 2022)
Tax Bill	$18,825 (2025)
Deeds & Mortgages	Jun 2024 Transfer May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`317-220-15-014-000`

Property Details

APN / Parcel Number

Primary APN	`317-220-15-014-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,130 sqft Living Area
Gross Area	5,397 sqft
1st Floor Area	1,506 sqft
Upper Floors Area	1,624 sqft
Basement Area	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	761 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4655 SPERANZA LOOP
City	GALENA
State	OH
Zip	43021-7635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7961 MIRASOL SEC 2
Legal Subdivision	MIRASOL SEC 2
Legal Lot Number	7961
Jurisdiction	DELAWARE OH
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1012
Census Tract	11763

Owner

Source: Delaware County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4655 SPERANZA LOOP, GALENA, OH 43021-7635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2024	Transfer on Death Deed, Transfer
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 17, 2020	Deed of Trust, Construction Loan · Line of Credit THE UNION BK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Deed Document Number	202213903
Deed Book / Page	1963 / 2440
Record Updated	Sep 20, 2026

June 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 5, 2024
Property Address	4655 SPERANZA LOOP, GALENA, OH 43021-7635
Document Number	0000011256
Book / Page	2094 / 844
Map Reference	CAB 4 SL 59
Instrument Date	May 30, 2024
Instrument	202400011256
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4655 SPERANZA LOOP, GALENA, OH 43021-7635

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	May 6, 2022
Property Address	4655 SPERANZA LOOP, GALENA, OH 43021-7635
Document Number	0000013903
Book / Page	1963 / 2440
Map Reference	CAB 4 SL 59
Instrument Date	Apr 27, 2022
Instrument	202200013903
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	CROWN-UNITY TITLE, CROWN UNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4655 SPERANZA LOOP, GALENA, OH 43021-7635

Mortgage

Document Number	0000013904
Date	May 6, 2022
Instrument	202200013904

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jul 17, 2020
Property Address	4655 SPERANZA LOOP, GALENA, OH 43021-7635
Document Number	0000025458
Book / Page	001746 / 002181
Instrument Date	Jul 16, 2020
Instrument	25458
Transaction Type	Construction Loan
Record Updated	Aug 3, 2020
Title Company	TALON TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4477 SPERANZA LOOP GALENA OH 430217637, GALENA, OH 43021-7637

Mortgage

Document Number	0000025458
Date	Jul 17, 2020
Book Page	001746/002181
Instrument	25458

Lender

Name	THE UNION BK CO
Type	Bank
Address	GAHANNA, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 16, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Genoa Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,825.00 (+5.39%)	$307,550 (-) Land $61,600 Building $245,950	$878,700 (-) Land $176,000 Building $702,700
2024	$17,862.00 (-3.46%) Homeowner's exemption	$307,550 (-3.9%) Land $61,600 Building $245,950
2023	$18,503.00 Homeowner's exemption	$320,040 Land $61,600 Building $258,440	$878,700 Land $176,000 Building $702,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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