4695 Fields Rd, Owensboro, KY 42303 Property Records

Daviess County property record for 4695 Fields Rd, Owensboro, KY 42303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,123 sqft · built 2006
Lot Size	2.1 acres (91,824 sqft)
Owner	Individual Name on File
Last Sale	$374,000 (Jun 2017)
Tax Bill	$4,126 (2025)
Deeds & Mortgages	Mar 2006 Construction Loan Apr 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`088-00-00-093-05-000`

Property Details

APN / Parcel Number

Primary APN	`088-00-00-093-05-000`
Alternative APN	`2258157`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,123 sqft Living Area
Basement Area	2,123 sqft
Finished Basement	2,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	91,824 sqft (2.1 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4695 FIELDS RD
City	OWENSBORO
State	KY
Zip	42303-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4695 FIELDS RD
Legal Subdivision	PRUDENCE JACKSON
Legal Tract	6
Legal Lot Number	6
Jurisdiction	DAVIESS KY
Township / Civil Division	WHITESVILLE-PHILPOT
Census Block Group	4
Census Block	4007
Census Tract	1402

Owner

4695 Fields Rd is owned and occupied by an individual who bought it in June 2017.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4695 FIELDS RD, OWENSBORO, KY 42303-2657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2006	Deed of Trust, Mortgage · Construction Mortgage JPMORGAN CHASE BANK NA
Apr 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 3, 2011	Deed, Transfer
Jun 17, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2017 · Amount on File
Deed Sale	Jun 1, 2017 · Amount on File
Record Updated	Oct 29, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	4695 FIELDS RD, OWENSBORO, KY 42303-2657
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	RIVER CITY TITLE COMPANY, LIBERTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001492/370
Date	Mar 17, 2006
Book Page	1492/370
Instrument	0004681

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 10, 2007

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	4695 FIELDS RD, OWENSBORO, KY 42303-2657
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001692/342
Date	Apr 30, 2009
Book Page	1692/342
Instrument	2009-00006499

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2039

May 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	May 3, 2011
Property Address	4695 FIELDS RD, OWENSBORO, KY 42303-2657
Document Number	008890/346
Book / Page	8890 / 346
Map Reference	MB40 PG50
Instrument Date	May 3, 2011
Instrument	1366544
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6780 ROY WELLS RD, OWENSBORO, KY 42303-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4695 FULDER RD, OWENSBORO, KY 42303

June 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Jun 17, 2005
Property Address	4695 FIELDS RD, OWENSBORO, KY 42303-2657
Document Number	000800/934
Book / Page	0800 / 934
Map Reference	MB43 PG88
Instrument Date	Jun 14, 2005
Instrument	2005-00010356
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$31.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 PASADENA DR, LEXINGTON, KY 40503-2150

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2507 ELDER DR, OWENSBORO, KY 42301-6523

Tax Assessment & Valuation

The 2025 property tax bill for 4695 Fields Rd was $4,126.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,400 (-)	$400,400 (-)
2025	$4,126.00	$400,400 Land $40,000 Building $360,400	$400,400 Land $40,000 Building $360,400
2023		$400,400	$400,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4695 Fields Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4695 Fields Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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