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4595 Fields Rd, Owensboro, KY 42303 Property Records

Daviess County property record for 4595 Fields Rd, Owensboro, KY 42303 · Last verified May 2026

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 2 ba · 1,568 sqft · built 1994
Lot Size14.3 acres (626,828 sqft)
OwnerCompany Name on File
Last Sale$75,000 (Aug 2024)
Tax Bill$1,388 (2025)
Deeds & MortgagesJan 2009 Mortgage
Nov 2005 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN088-00-00-094-00-000

Property Details

APN / Parcel Number

Primary APN088-00-00-094-00-000
Alternative APN
  • 2229409

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
Basement Area1,568 sqft
Unfinished Basement1,568 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area626,828 sqft (14.3 acres)
Garage TypeAttached
Garage Area700 sqft
PorchSlab
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4595 FIELDS RD
CityOWENSBORO
StateKY
Zip42303-2653
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal Description4595 FIELDS RD
Legal SubdivisionCALVIN MERCER
JurisdictionDAVIESS KY
Township / Civil DivisionWHITESVILLE-PHILPOT
Census Block Group4
Census Block4004
Census Tract1402

Owner

Source: Daviess County records · APN 088-00-00-094-00-000

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1610 LINDEN AVE, OWENSBORO, KY 42301-3556
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2009Deed of Trust, Mortgage
INDEPENDENCE BANK OF KENTUKY
Nov 07, 2005Deed of Trust, Mortgage · Conventional Mortgage
CITIMORTGAGE INC
Jun 03, 2009Deed of Trust, Mortgage · Line of Credit
INDEPENDENCE BANK OF KENTUCKY
Dec 27, 2005Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2024 · Amount on Record
Deed SaleAug 02, 2024 · Amount on Record
Record UpdatedJun 08, 2026

January 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS KY
Property Address4595 FIELDS RD, OWENSBORO, KY 42303-2653
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001673/892
DateJan 16, 2009
Book Page1673/892
Instrument2009-00000811
Lender
NameINDEPENDENCE BANK OF KENTUKY
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term180 Months
DueJan 30, 2024

November 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS KY
Property Address4595 FIELDS RD, OWENSBORO, KY 42303-2653
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001466/450
DateNov 07, 2005
Book Page1466/450
Instrument2005-00019817
Lender
NameCITIMORTGAGE INC
TypeMortgage Company
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueOct 01, 2020

June 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS KY
Property Address4595 FIELDS RD, OWENSBORO, KY 42303-2653
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001698/985
DateJun 03, 2009
Book Page1698/985
Instrument2009-00008471
Lender
NameINDEPENDENCE BANK OF KENTUCKY
AddressOWENSBORO, KY 42301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueMay 30, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2005: Deed, Transfer

Document TypeDeed
JurisdictionDAVIESS KY
Recording DateDec 27, 2005
Property Address4595 FIELDS RD, OWENSBORO, KY 42303-2653
Document Number000810/294
Book / Page0810 / 294
Instrument DateDec 12, 2005
Instrument2005-00022822
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
Tax$3.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 HILLTOP DR, OWENSBORO, KY 42303-2739

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 HILLTOP DR, OWENSBORO, KY 42303-2739

Tax Assessment & Valuation

Source: Daviess County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
Unified School DistrictDaviess County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,388.00 Homeowner's exemption$183,855 (-) Land $15,755 Building $168,100$297,610 (-) Land $129,510 Building $168,100
2023$183,855$297,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Daviess County (21059C), updated July 31, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210590014024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimMay 2016, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Conexon ConnectFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Benton Ridge Telephone CompanyFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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