4693 Summerside Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4693 Summerside Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1964
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-42-31E-051`

Property Details

APN / Parcel Number

Primary APN	`41-42-31E-051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	387 sqft
Patio Area	72 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4693 SUMMERSIDE RD
City	CINCINNATI
State	OH
Zip	45244-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNELL HGTS BLK 3 PT 3; LOT 51
Legal Subdivision	FERNELL HGTS
Legal Block	3
Legal Lot Number	51
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	41405

Owner

Source: Clermont County records · APN 41-42-31E-051

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4693 SUMMERSIDE RD, CINCINNATI, OH 45244-1346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 02, 2003
Transfer Doc	0000064863
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Nov 12, 2020
Property Address	4693 SUMMERSIDE RD, CINCINNATI, OH 45244-1346
Document Number	0000032002
Book / Page	002858 / 005196
Instrument Date	Oct 29, 2020
Instrument	32002
Transaction Type	Transfer
Record Updated	Dec 02, 2020
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$692.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4693 SUMMERSIDE RD CINCINNATI OH 452441346, CINCINNATI, OH 45244-1346

Mortgage

Document Number	32003
Date	Nov 12, 2020
Book Page	002858/005198
Instrument	32003

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00 (-65.94%)	$62,060 (-) Land $15,820 Building $46,240
2024			$177,300 (-) Land $45,200 Building $132,100
2023	$6,172.00 (+137.84%) Homeowner's exemption	$62,060 (+39.4%) Land $15,820 Building $46,240	$177,300 (+39.39%) Land $45,200 Building $132,100
2022	$2,595.00 Homeowner's exemption	$44,520 Land $11,200 Building $33,320
2020			$127,200 Land $32,000 Building $95,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 224 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.