Clermont County property record for 4677 Summerside Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,268 sqft · built 1963 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $66,000 (Apr 2017) |
| Tax Bill | $3,072 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-31F-055 |
| Primary APN | 41-42-31F-055 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| 1st Floor Area | 950 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,759 sqft (0.247 acres) |
| View / Lot | Cul-de-sac |
| Patio Area | 180 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Canopy | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4677 SUMMERSIDE RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERNELL HGTS BLK 3 PT 4; LOT 55 |
| Legal Subdivision | FERNELL HGTS |
| Legal Block | 3 |
| Legal Lot Number | 55 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41405 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 4677 SUMMERSIDE RD, CINCINNATI, OH 45244-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Apr 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage GUARDIAN SAVINGS BANK FSB |
| Apr 24, 2017 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on Record |
| Deed Sale | Apr 24, 2017 · Amount on Record |
| Prior Sale | May 17, 2007 · Amount on Record |
| Deed Document Number | 20179032 |
| Deed Book / Page | 2701 / 2176 |
| Prior Transfer Date | Nov 3, 2003 |
| Prior Transfer Doc | 0000070226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4677 SUMMERSIDE RD, CINCINNATI, OH 45244-1345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002597 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 201800002597 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4677 SUMMERSIDE RD, CINCINNATI, OH 45244-1345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009155 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 2702/0354 |
| Instrument | 201700009155 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 24, 2017 |
| Property Address | 4677 SUMMERSIDE RD, CINCINNATI, OH 45244-1345 |
| Document Number | 0000009032 |
| Book / Page | 002701 / 002176 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 9032 |
| Transaction Type | Foreclosure |
| Record Updated | May 29, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $264.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4677 SUMMERSIDE RD CINCINNATI OH 452441345, CINCINNATI, OH 45244-1345 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,072.00 (-48.2%) | $59,640 (-) Land $15,820 Building $43,820 | |
| 2024 | $170,400 (-) Land $45,200 Building $125,200 | ||
| 2023 | $5,931.00 (+204%) Homeowner's exemption | $59,640 (+41.16%) Land $15,820 Building $43,820 | $170,400 (+41.18%) Land $45,200 Building $125,200 |
| 2022 | $1,951.00 Homeowner's exemption | $42,250 Land $11,200 Building $31,050 | |
| 2020 | $120,700 Land $32,000 Building $88,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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